Help me please, I'm lost...

mojo2006

Hi everyone, desperate for some advice if anyone can help me, this might be a bit long winded but I will try and get all the facts right.

My girlfriend who has 2 kids and lives seperate from me has just had my baby so we are looking at moving in together and what this entails money wise.

She doesnt work because of the kids so her weekly money is as follows:-

Child benefit - £30.00 per week - to go up to £41 with new child
Child Tax Credits - £88.00 per week - goes up to £144 with new child
JSA - £40 per week (she owes loans or something), not sure whether this is contribution but I know she hasnt worked in the past 5 years or so
She gets full housing and council tax allowance

Me,

I work and currently earn £19,000 per year,

My question is what would be our rough entitlements if we lived together, including the new baby.

I have done all the calculator things on the internet and read up as much as I can but I dont think Im doing it right and would appreciated other ppls thoughts,

Sorry for the length, thght it best to be thorough.

Thanks in advance, Joe

shellnapier

i think you would be provdiding for every1, the farther of her other 2 kids, should pay maintance for them each week. you would apply for child tax credits and working tax credits for you as sfamily, if your income is low enough you will get osme

mojo2006

She doesnt get and wont get any maintenance from the kids dad, hes long gone, abroad I think. I know we would be able to claim some sort of credits but struggling to work out what, I think its about £80 per week child tax credits, no WTC, but wld she still be entitled to JSA? Its a minefield all this stuff, ive never claimed anything before so Im flummoxed

krisskross

You can only get JSA if you are available and actively looking for work. I would imagine she gets Income Support.

Look on the bright side, you will only have one household to run, you can be a proper hands on Dad to your child and you are showing commitment and the willingness to work and support your little family.

The child benefit will not change, the other things are means tested and what you get will depend on total family income.

mojo2006

So would she still get income support then?

Dont get me wrong, we are going ahead with the move regardless, course I want to be hands on and work as well, as I say im not the claiming type, just wanna know where we stand so Im more prepared

elektra-2007

She wont get any Income support atall...try www.entitledto.co.uk where you can work it all out. U mite get some CTC but you prob wont be entitled to housing benefit but the calculator will tell you...try it. She can only get income support if she is single or you both dont work

[Deleted User]

For a joint CTC & WTC claim you would qualify for no WTC due to the level of your income but you would qualify for approx £130 p/w in CTC for the first year, as you have a baby under 1, then reduce to about £120 p/w.

The child benefit stays the same.

She wouldnt receive JSA (Income Based) or IS as you are working. And she wont get JSA (Contributions Based) as she wont have made enough contrbutions and it oinly lasts for 6 months anyway.

Dont think you would qualify for HB or CTB but someone else can give more advice on these.

As previously stated by someone else - your partner may lose some benefits but you will only have one household to pay bills for.

Good luck.