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If The Banks Wont Lend

If the banks wont lend to each other,causing the 'crunch' to continue even thought the government is using us 'tax payers' cash to guarantee the loans, why dont the government just cut them out of the equation & directly lend our cash back to us?
Would save a fortune on Fat Cat bonuses as well !!

Cant be any worse than what those city retards have done with our savings & pensions.
chaps £20k out KE 06/10 in A&L 06/10 same day

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