We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Sunday 12/10/08 What small dfw things have you done today???
Comments
-
I think I need to rejoin this thread as have been over-spending a little recently. Had my first NSD of the month today. Have done washing on 30 degrees, have clothes drying all over the house - was too lazy to put in on the line!
I think I now have all but 4 Xmas presents sorted so nearly there....
Will try and check on-line banking later
Need to re-do CV as job could be at risk very shortly...
Hope everyone else is doing well!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
3) Mortgage neutral by 06/30 (AVC £39.3K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 45.2K of £127.5K target 35.4% 8/5/26 (If took bigger lump sum = 67.1K or 52.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.4K updated 8/5/260 -
Since my earlier post, I've been digging into my Egg credit card records and counting up the charges which have accrued on this account. Think I'll be writing to them about these!
Also, similar with my Natwest bank account. I've had it for 2 years and had £180 worth of charges on it since (which is good going by my standards!).
So, trying to be constructive and look at what I can do about these.Almost debt-free, but certainly even with the Banks!0 -
Well done Mbaz. :T
Welcome Mrsaudus.
Evening all,
My dfw things for today;- Filled up a small bottle with water before I went out
- Sister cut my DH hair
- Used around £5.50 in money off coupons
- Brought a dress for a 1 – 1 ½ year old in Asda for 50p (originally £6) to put away for a present
- Reorganised a couple of drawers and found a couple of items I had brought for my present stash
- Cut out a 50p coupon from my magazine
- DH made mashed potatoes with some of the reduced bag of potatoes I got for 30p on Friday
- Found 6p
- Washing done at 30deg and line dried outside taking advantage of dry weather
Tesco points: 101 (£21.50, £19.50, £7.50, £21 & £5)
Boots points: £0.28
Pigsback points: 715 (4 xBoots£10 & 1 xPizzaHut£10, 2 x £10 clothing vouchers)
Mutual points: 3417 (redeemed 8250)
Rpoints:redeemed 28925 points)Cashbag:£8.91(£20)0 -
Evening Everyone, Today I have
* Spent £2 in tesco, was hoping for a NSD ..but OH had no change :rolleyes:
* Read the papers for free at relatives house
* Downloaded more pics for ebaying later in weekLiving as simply as we can
Baby Girl Due 1/2/2016 :j0 -
We are all doing well arent we lately?
I have
- managed to get OH to pay petrol today
- sorted loft out and gave loads of items to a friend who is expecting
- gone through my wardrobe, bags for charity shop
- made my sandwich to take to work tomorrow (just need to remember to take it from the fridge in morning)
- using wheat bag instead of central heating
- actually, not had heating on all weekend
- going to tidy/clean up in a minute, will also keep me warm
- sorted my present stach in loft, doing well for christmas now, got all the kids sorted
- done washing on 30, drying inside on airer
- checked ebay for questions etc, have 2 bids on 5 listings
- feel positive because I have given so much stuff away and decluttered, in turn decluttered my head
- changed light bulb in loft into an energy saver
- found 12p (1p then 1p then someone gave my LO 10p)
I have done a lot, despite me initally thinking i have done nothing0 -
* havent used car
Not very good today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Well done Mbaz! :T :T
I do hope you have took it easy this afternoon and enjoyed that well earnt wine!Living as simply as we can
Baby Girl Due 1/2/2016 :j0 -
Well after a good start to the day I lost most of the afternoon to a horrendous migraine, so have just started on making my soup and banana chips:rolleyes: and have some flapjacks in remoska.:D
My mum bought me Jamie Oliver's new cookbook....thanks mum:D and OH bought me chocolate (which I can't go near when i have a migraine so is sitting in fridge:o ) I love unexpected presents:D0 -
Oh I think I had a NSD by accident - jolly good, been looking online for things to do with kids over hols, flights are ridiculus so we might just stay at home and potter about xx (good moneysaving??) prob more down to lack of ideas than anything else - not written much either, whoops not such a great day for me after all xx
Poor you sophiesmum xxTotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Have done CV and sent it off to loads of agencies - I don't think there is a bigger DFW action than that if it safeguards future income.
Bye hopefully see you tomorrow!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
3) Mortgage neutral by 06/30 (AVC £39.3K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 45.2K of £127.5K target 35.4% 8/5/26 (If took bigger lump sum = 67.1K or 52.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.4K updated 8/5/260
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.4K Work, Benefits & Business
- 604.3K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards

