BTL For Ex and Child?

olly300

nobblyned wrote: »

Really? Is that an exception on the normal rules, or is it different with different LA's? Could this work for the OP?

Still not saying I agree with it mind....

It's to do with the exact relationship between the people involved.

I've met people in the past who have rented houses/flats of people who are their relations. Even if they do get HB they are often pressurised in to accepting a lower rent because they are related.

Gorgeous_George

[FONT=&quot]Landlord is the parent of the tenant’s child[/FONT]

[FONT=&quot]3.269 If the landlord is the parent of a child for whom the tenant or their partner is responsible, treat the tenant as not liable for housing costs. This reflects the fact that the absent parent has responsibilities towards their child, including providing accommodation. Responsibility for a child means more than ‘cares for’. The child must be a member of the claimant’s family, and included in their applicable amount.[/FONT]

I agree that the OP has a responsibility towards his child. That's the 15% of income.

If he has a take home pay of £1,700 per month that'll be £255. By the time the OP pays his mortgage and other bills there will be little left over.

The OP's ex would need a house even if she had no child. Just as the OP does so that he can see his daughter.

The OP would be better advised to have his daughter for 6 months of the year (and the child allowance etc.) and then he can pay nothing.

GG

Voyager2002

Gorgeous_George wrote: »

A solicitor once told me that there is ALWAYS somebody else involved when a woman wants out.

I've never known him to be wrong.

GG

Well I have. I am aware of more than one instance where a woman wanted out, and no other person was on the scene.

Voyager2002

The best solution to this problem:

The OP's ex-partner finds a suitable house for rent. In the event that it is not available to people on benefits, he guarantees her rent. Once she has been accepted as a tenant, she claims HB and ensures that the landlord is not told about her claim.

chambta

Voyager2002 wrote: »

The best solution to this problem:

The OP's ex-partner finds a suitable house for rent. In the event that it is not available to people on benefits, he guarantees her rent. Once she has been accepted as a tenant, she claims HB and ensures that the landlord is not told about her claim.

That's an option. Once her tenancy has been accepted she would be free to apply for housing benefit in the same way than any other tenant would. Could a landlord actually do anything about this anyway?

neverdespairgirl

bestyman wrote: »

OP, you could rent the house to a trusted friend. If he wishes to sub let it ( to your ex) then thats his business.

Oh, brilliant. A multi-handed conspiracy to defraud.

tbs624

olly300 wrote: »

Read the first part of my first post before you quote me. I stated it was unlikely that they would be able to claim housing benefit.

Olly - I reproduce your post - the one that I responded to- in its entirety below:

olly300 wrote: »

Quote:Originally Posted by uktyler

So you do't want to supply financial support for your child, and on top of that you want to buy a house, and have us as taxpayers picking up the bill?

The OP has pointed out that we will be paying for his ex anyway but due to the fact that it's easy for people who are renting to be kicked out of their properties, he wants a secure place for his child.

Quote:Originally Posted by uktyler
Do you have any morals at all?

Regardless of morals the OP continues not to get with this is that his ex could very easily do him over . I suggest he does a search on this board for threads where landlords who are new to the game are complaining about their tenants not paying rent.

Also he is now stating that she walked out on him. He hasn't considered she walked out on him for a reason and it's highly likely that she wouldn't want him as a landlord.

If I had an ex who I walked out there would be no chance in hell I would have them as a landlord.

My response was

tbs624 wrote: »

It’s more than a moral issue Olly - the HB/LHA regs do not permit payment of those benefits in these circumstances. ..

which is a perfectly valid comment.

You did not make any reference in that post to any previous posting you had made and, if you actually check your first post back :

olly300 wrote: »

Firstly councils set up housing benefit rules which means people in this type of arrangement are excluded from claiming housing benefit as they don't like people setting up an arrangement just to claim housing benefit. You need to actually check with your council. So it may be fine in theory but you won't actually be illegible to receive money from housing benefit, or if you are, it will be at a much reduced rent which means your sums won't add up.

I think, if you read it through again, you'll perhaps see that it does not say what you think it does

tbs624

olly300 wrote: »

I've met people in the past who have rented houses/flats of people who are their relations. Even if they do get HB they are often pressurised in to accepting a lower rent because they are related.

Pressurised by whom? If a new claim is made, or there is a change of address, it's under LHA rules - BMRAs etc

classybites

chambta wrote: »

Taxpayers money WILL be used to pay for her rent. That's not my decision. You obviously want to redesign the country benefits system. I will be paying maintenence of course but that won't affect her entitlement to benefits. Are you suggesting she turns those down? My responsibility is to provide my share towards her upbringing and that's what I'll be doing.

lol I'm not the only one then!
There are alot of extremely rich and narrow minded people in this forum chambta!
Why don't you earn millions? ay?:rotfl:
surely you can get another job, paper round maybe, so to purchase your child a house....dear dear:rotfl:
You should have been able to see into the future to know things may not work out before you had children! tsk tsk:rotfl:Bloomin ridiculous!

Good luck mate I hope you manage to sort something out
Classybites:A

North_Sea_Bubble

The fact that you're even considering this risky option shows that you're hearts in the right place when it comes to your child.

Personally, I wouldn't complicate the situation any further and move on from the ex-relationship whilst ensuring the necessary financial and emotional support for your child.

Things to consider:

Complications caused by future new partner for your ex.
Complications caused by future new partner for you.
Further likely property prices falls on 2 properties could comprise your ability to keep your financial commitments to your daughter. You need to take care of yourself in order to be able to take care of your daughter.

Best wishes.