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Sold the TV - it was on HP !

2

Comments

  • fiveyearplan
    fiveyearplan Posts: 10,143 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    If an item is on HP I don't think the OR will have any interest anyway. I personally would keep paying it. How much longer do you have to pay and what amount? I have seen on someone else allowed to pay a washing machine on HP on their I&E and the OR allowed it. If it was me I wouldn't mention the fact that it has been sold either. These days I think a television is an almost essential household item. What was the other item.

    :j :j


  • shadowdragon
    shadowdragon Posts: 1,686 Forumite
    If an item is on HP I don't think the OR will have any interest anyway. I personally would keep paying it. How much longer do you have to pay and what amount? I have seen on someone else allowed to pay a washing machine on HP on their I&E and the OR allowed it. If it was me I wouldn't mention the fact that it has been sold either. These days I think a television is an almost essential household item. What was the other item.

    But wouldnt that fact that the TV and "other item" were for the buisness be an issue, as its part of the buisness equpiment and therefore an assett to be recovered and the HP part of the companies Liabilities?
    "Well, that sounds like a pretty good deal. But I think I got a better one. How about I give you the finger, and you give me my phone call"
    "There is no spoon
    "

    ~~MSE BSC member #172~~
  • fiveyearplan
    fiveyearplan Posts: 10,143 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    If it is on HP it isn't considered an asset because the Ltd co doesn't yet own it. Also even though Haddit says it was for the Ltd Co she didn't say if the agreement was a personal one, or by the Co. If it was me, I'd still stick to what I said above. I'm all for telling on a need to know basis.

    :j :j


  • the OR in your BR will not be the OR involved in your ltd company liquidation, did you claim the vat back on the TV through the business?

    i wouldnt wanna tangle with the vatman....
    Now we all know how it felt to play in the band on the Titanic...
  • haddit
    haddit Posts: 61 Forumite
    Thanks for all the replies. The Tv was a 50" flat screen for the business and the other item was a whizzy facial/body toning machne - cost 7k.

    Also the Vat has been claimed back through the business as I was VAT registered.

    Good points about the fact that I will have 2 OR's - 1 for personal and 1 for Biz. How bloddy confusing ! I have so many personal debts taken out to support the business - everything from my perspective just merges into one.

    On a postive note I have spoken to Biz Debt Line and it looks like I can continue trading with me as a Joe Bloggs employee of the company and not Director. So I will resign. The company owes me at least 40 k so I will be able to take all of the assets/equipment, but I don't suppose this includes facial equipment or TV as on lease purchase? and sell/ transfer them to the new company before I resign company.

    Despite Biz debtline advice and this fantastic forum, i feel I should pay to see an insolvency lawyer - my case is so complicated. What do you reckon?
  • shadowdragon
    shadowdragon Posts: 1,686 Forumite
    haddit wrote: »
    The company owes me at least 40 k so I will be able to take all of the assets/equipment, but I don't suppose this includes facial equipment or TV as on lease purchase? and sell/ transfer them to the new company before I resign company.

    And what about the rest of the companies creditors, are you not giving prefrential treatment to yourself as a creditor? Has the buisness debt line said you can do that.

    I would look into it more tbh it seems far too simple for the insolvency services to let directors of companies do that??
    "Well, that sounds like a pretty good deal. But I think I got a better one. How about I give you the finger, and you give me my phone call"
    "There is no spoon
    "

    ~~MSE BSC member #172~~
  • haddit
    haddit Posts: 61 Forumite
    Apparently me, the bank and tax man come first. If I have understood correctly I have to file for liquidation of the company as it has BR me personally.
  • in a company liquidation the liquidators and taxman/vatman get first bite

    the OR will want about £7000 to cover his bills (£300/hr for the man himself, £40 per A4 photocopy and so on), if theres any to be had.
    Now we all know how it felt to play in the band on the Titanic...

  • To go to prison for theft is not relevant unless it was proven in court that you were intending to steal when you took out that HP agreement.

    Unlikely.

    I agree it's unlikely, but the legal test you have applied here is not the right one!
    ...much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.
  • haddit wrote: »
    The company owes me at least 40 k so I will be able to take all of the assets/equipment, but I don't suppose this includes facial equipment or TV as on lease purchase? and sell/ transfer them to the new company before I resign company.

    That all sounds quite unlikely to me, sounds like stripping the company of its assets against the interests of the general creditors - get a second opinion on that!
    ...much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.
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