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£100 reqd to keep KE (now ING) account open

Hi

When i opened my KE account I'm sure it said that to keep account open it required £100 to be in there. Lots of people seem to have withdrawn all but £1, in case they want to re-use the (now ING) account in the future. They are hoping ING may honour the KE rates.

Won't dropping below the £100 limit mean that they are automatically switched to a lesser rate type account anyway (under KE rules), even if ING Direct do honour the KE rates?

Comments

  • Baldur
    Baldur Posts: 6,565 Forumite
    Squibbler wrote: »
    When i opened my KE account I'm sure it said that to keep account open it required £100 to be in there. Lots of people seem to have withdrawn all but £1, in case they want to re-use the (now ING) account in the future. They are hoping ING may honour the KE rates.

    Won't dropping below the £100 limit mean that they are automatically switched to a lesser rate type account anyway (under KE rules), even if ING Direct do honour the KE rates?
    The £100 was the minimum balance in order to receive interest, not to keep the account open - see section 7.5.2 of the Terms & Conditions.
  • Squibbler
    Squibbler Posts: 298 Forumite
    Ah Ok thanks - looks like I need to take another £99 out then...
    Hmmm wonder when it'll be safe to do so....
  • whu
    whu Posts: 23,461 Forumite
    10,000 Posts Combo Breaker
    Baldur is right - if you have less than £100 you dont get any interest but the accn is still open
    Keep the Faith:cool:
  • ebyard
    ebyard Posts: 104 Forumite
    whu wrote: »
    Baldur is right - if you have less than £100 you dont get any interest but the accn is still open

    I have £0.01 in my KE account, and I can still log in....

    If ING have a good rate then I will move my ex-KE savings (now in RBS..) to ING...
  • I kept 4.74 in my account.
    Nice even figure:confused:;)
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