We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Next card

Options
I'm coming up to my next stooze card - been about 6 months since the last.
So far have
Morgan Stanley platinum 7k - finished ages ago but haven't cancelled card yet - about to.
egg 15k 1st anniversary in Feb
Virgin 20k finishes end jan
Capital one - 25k finishes around april.

These are my only credit cards - all others which I use daily are charge cards and don't have a published credit limit.

Just looking as to which card to go for - more interested in balance transfers with reasonable credit limits.
I bank with nat west so can't go for that but RBS would be an option.
Morgan Stanley said I can apply for a Gold card but the platinum was quite a low limit - that might have been what I asked for as I didn't really believe this was all possible and always thought credit cards were for monthly expenses of max of a few k.

And thanks to this site for introducing me to this concept - which I still have difficulty believing in.

Comments

  • Morgan Stanley have just repeated my 0% for 6 months deal when I called to canx ;)
  • nrsql
    nrsql Posts: 1,919 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    They tried to put me through to cancellations but their system was down so they'd all gone home early.
    I had the platinum and the 0% offer is only available for gold now so suspect I would have to apply anew.

    Would want more than the 7k I had though - but if they do it without a search I could use it for purchases I suppose.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.6K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.