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Is a shoe box under my bed the answer?

I set up a long term investment (10-15yrs) and have been investing £50 a month for the past 4 and a half years in corporate bonds and investments with resolution. I rang up today to discover that my account is now worth £2300 which is £400 less than the shoebox option!! Which is ok as I understand that while I keep investing I am buying shares cheap and getting more for my money but my question is this- what now? I could:
a - cut my losses and invest it in my cash ISA
b- take out the 2300 and put it in my cash ISA and continue investing my 50pm taking advantage of the low prices or
c - hope it doesn't get much worse and wait until the economy recovers as indicated i am in this for the long haul - I'm just looking for the best way to maximise my rather modest investment

Any advice gratefully received

Many thanks

Comments

  • TuftyMatt
    TuftyMatt Posts: 174 Forumite
    If your plan was to put £50 away each month for 10 - 15 years then stick with it.

    All investments of this type carry risks and as now shows this way of investing can hurt at times.

    A year or so ago I am sure you were happy with your investment and maybe you will be again in a few years.

    No one knows for sure but if you don't like risk don't invest and save in cash.
    It's far better to be penny wise than pound foolish.

    :beer:
  • koto
    koto Posts: 2 Newbie
    thanks for your post...

    I am leaning towards ISA investment as I've still got 2600 left to invest this year so would comfortably be able to do this.

    Thanks again
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