Wednesday 8/10/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Hi to any new posters and a big shout to the usual gang:j


Today I will:

• Check online banking
• see if any clicks
• storecupboard lunch and tea
• make a loaf in breadmaker
• Go for swim and jacuzzi to use gym membership
• try and have a no spend day
• make flapjacks in remoska for DD and OH

Good morning dfw's and sparkly people:rotfl:
Hope you all have a good day whatever you are doing, not much planned for me except lots of paperwork and a trip to costco to buy stuff for the oldies at work. It is definately winter now here - it is freezing today and we are permanently dull and grey at the moment - oh well soon be time to start bunging stews in the slowcooker again:D

Catch up with you all later.

savingforarainyday

Good morning Sophiesmum and everyone else.

Today I will

line dry the washing done on Economy 7 overnight.
unload the dishwasher that I got dh to start when he went to work at 5 (Economy 7)
Check online banking
Freezer/storecupboard dinner
Sort through dry washing to see what can be put away without ironing (this is a lifestyle choice):p
Make shopping list for tomorrow and stick to it:rotfl:
Sort through my cupboard and find the xmas pressies i bought in January and see what I bought for who
Oh and some work

Have a good day everyone:D

OliveOyl_2

Morning Sophiesmum and all who follow :hello:

I'm so envious about your remoska - I've coveted one for years, and regularly dropped hints I got a mini processor (a la Delia) instead. Which I've never used.

So today I have/will:

• be bright and sparkly:xmastree:
• brought in lunch (I baked a potato in the bottom of the oven while I batch cooked, and now I'm going to see if 2 mins in the microwave makes it as good as done in the oven- fingers crossed:p )
• Slow cooker will definitely be in use tonight to make a big batch of stew or curry with some beef. I'm also going to try adding lentils or oats to stuff, to stretch the meat, as recommended on Weezls thread. Last week I even added water to the last of a casserole and had a meaty soup for lunch one day, so rubber chicken has opposition!
• and (while I'm on a cooking theme) I'll cook more apples for the freezer.
• I WILL list something on e-bay tonight
• And I'll tidy my bedroom - not MSE but I'll feel better, you could write your name in the dust at the mo (It's not untidy, it doesn't get untidy while OH is away! it's just dusty)
• I'll chase up Tesco for some Clubcard points as my card EXPIRED :eek: and they wouldn't add points, but I haven't received a replacement card.
• another NSD (4th this month already and yesterday was only 20p)

Have a good day everybody.

debtfreesomeday

Morning everyone

Chilly here too, feels very wintry this morning.. brrrr

Today I shall/have:

• Checked online banking
• Bring breakfast and lunch (another chicken sandwich!!!:rotfl:) to work
• Have a NSD
• Get round to making the veggie soup I've been trying to do all week!
• Make storecupboard/freezer curry for dinner
• Washing on eco-setting
• Enter a few more comps online
• Update budget sheet
• Maybe plan some christmas-present-buying through Quidco with bank balance left at the end of the month... hardly bought any pressies yet and have loads to buy for!

Think that's all for me today.

Have a great day everyone xx

Smamfer

**waves**

Morning all.

Today wont be a big nsd for me as im actually having a shopping day but it will be a bargain day. DD needs some new things and due to her shape im finding on ebay most trousers/jeans arent fitting her so i need to actually take her shopping to then get an idea of what size she needs these days..
But i will do this...

Will do this tho.

>Check online banking
>While working till dinner do my clicks/comps/freebies etc
>Put a £12 Mystery Shop cheque in the bank.
>Use half price luncheon voucher
>Make sure anything i do buy will be in the sale..

Have a nice day all!

FrankieM

Morning everyone..
I've got to get back to this to get/keep me focused....

So today I have done:

Checked online banking
Changed energy suppliers

Still to do:

Check for MS
Chop and freeze some veg
Make storecupboard tea
Eat up fruit and salad leftovers for lunch
Look for some kind of work
Keep gently reminding DH about servers
Deliver avon brochures

I think thats it..at least I hope so...will post back later and let you know how I got on...

Miss_Piggy_2

Morning all!!

Not going to be a cheap day for me unfortunately. But will do my best!!

* Little boy broke my good digital kitchen scales :mad: so have to buy some more. Will be plain old normal scales this time (6.99 from argos)

* Will post parcels sold on ebay.

* One load of washing to do - will do at 30 degrees and see if comes out ok (its whites so I'm dubious)

* Keep heating off

* Storecupboard dinner (gammon with pineapple - no rings so it'll have to be chunks. Am sure OH won't notice lol :rotfl: )

* Walking to post office instead of driving.

Miss P
xx

saucymare

Good Morning all
Today I will

Put the washing out to dry ( sunny day here )
Make a shopping list for tomorrow and stick to it
Make a Christmas list :xmassmile
Do some general stuff in the house
Make bed
Dust
Hoover
Iron stuff for work
Macarroni and cheese for dinner ( buy one get one half price)
And now going to make a coffee.
Have a good day all

Pippilongstocking

Morning all

Bit later today - someone stole my sheep (long story) but I have found them again - blast our very efficient farm manager ahem!
Today I will

Try and be Sparkly (total copy cat I know, but hey it was a fab idea!!)
Wash in at lunchtime at 30
Dry in cupboard
Tax car (overdue eeek)
Sausages and mash for tea might even make yorkies (so indulgent) from cupboard
Bread/ Milk out freezer
Fill up log baskets
Do more writing
Walk dogs whilst in field, use works van (save petrol)
Charge phone at work
Dye some towels later with stuff found in a basket just unpacked from move
NSD yesterday so will try today but think need cat fud
Need to speak to bank as my student account has been turned into a normal one and I got a maintenance fee this month ahem........(they prob told me)
Have written my grocery challenge money (45/200) on bottom of my tea list which is stuck on cupboard with in big letters 'I DO NOT NEED SHOPPING' thus far it seems to have worked??

Have fun today and will see how I get on - I need to work so trying not to be on here much!! WAving from a very unsettled windy Isle! xx

claireabelle_2

hi all even the weather is sparkly today! :j wish i was out for a ride today, perfect pony weather!

Today i have

• brought in breakfast and lunch
• checked my banking (nothing to update)
• not spent anything

and i will go and see my friend's new baby tonight very DFW style - going to get baby a little pressie from woolies rather than next, getting lovely flowers from a street seller rather than paying £40 for a delivered bunch, and buying pizzas from somerfield on offer, and splitting all three things with a pal!

have a good one

Claire

Piquant_2

Fay- you had the opportunity to be Little Bo Peep, bet she had sparkles....

I've had my statement from the dreaded A&L and have managed to pay off £350.37 since the last one! That's all through the payment a day challenge, I think that's pretty good. Okay, so I've still got £3107.83 to go...and we won't mention the other two cards at this point

Another £10 off the saddle fund bringing it down to £201.98

Now apart from looking fabulous and sparkly I will be doing the following:
check on-line banking
fiddle with spreadsheet
post 3 ebay parcels
brought in breakfast and lunch
come to work
ride my horse