We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
What is it with Capital One
Tassotti
Posts: 1,492 Forumite
in Credit cards
Cap One have never issued me with a credit card.
My credit score is impeccable, but, nevertheless, these people dont want my business....?
Have tried for their zero prcent offers numerous times, only to get turned down...
Maybe they have worked out that I never actually pay CC companies any money (apart from small transfer fees)..Who knows
Oh well, Virgin just gave me 20K on 15 month 0%...Credit Crunch....?
My credit score is impeccable, but, nevertheless, these people dont want my business....?
Have tried for their zero prcent offers numerous times, only to get turned down...
Maybe they have worked out that I never actually pay CC companies any money (apart from small transfer fees)..Who knows
Oh well, Virgin just gave me 20K on 15 month 0%...Credit Crunch....?
0
Comments
-
I think most people have this with one provider or another!
My personal nemesis' (nemesi?) are Tesco and Amex, I have NEVER got one of their cards!Best Regards,
V0 -
Capital One do seem a bit weird. They recently accepted me with a limit of £1500. Cheers !0
-
Poor you !0
-
Automated underwriting systems "cherry pick" customers, they don’t look at the credit file and say "hmm...well yes, the guy has never missed a payment, good record, quite a few recent searches...what the hell, lets give him a chance" unfortunately not, unless you are the perfect "stereo-type" as far as banks and other finance houses go then you have got no chance in the main stream playing field, me personally I am happy bombarding them with applications because I know I have a good credit record and it makes me feel better giving them more work to do and postage to pay for, all for them to go to the trouble of telling me no. Past caring now yet it seems that there are people who have unsatisfied defaults et al and yet get £1000's on a non-sub prime card? Tell me where the logic in that is, almost works just like the British justice system...crap!Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0
-
DanielD2008 wrote: »Poor you !
Why are there so many people on this board with the attitude of 'lucky you, I dont get that !!!'0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.8K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards