Kaupthing Edge CHAPS Transfer

billesniper

Spicey wrote: »

Thanks for that, will check on sat morning then.

I phoned the Halifax yesterday at about 2.45 Spicey and they said nothing showing for today but as i said mine did, so don't worry.

ginvzt

djrobe wrote: »

It should show tomorrow on your internet banking if you have access if it has been received today. It doesnt clear until close of business so some banks wont tell you until then as it could technically be recalled.

It was said before by someone, that for example Nationwide confirmed, that if it is not showing now, then you are not likely to see anything before Monday if it is BACS transfer as they don't update on Saturdays. So, that is what I am gonna have to do... Be patient... Not a chance!!!!!! I'll crash their internet banking how often I am logging in to check that I definitely haven't received my money!!!!!

Spicey

Looks like some of us will still be here monday!
Thanks everyone for cheering me up.

SueSue_3

ING announced earlier in the week that transfers would be with receiving banks by close of business today. We are aware of that .... and so are the banks. Question: what is there to stop our banks from holding the funds over the weekend (or longer) before they credit them to our accounts? With so many of us still apparently waiting it must come to a pretty large amount and someone's got to be gaining if it still hasnt reached my account.

stamfordblue

How to Maintain a Healthy Level of Insanity

1. At Lunch Time, Sit In Your Parked Car With Sunglasses on and point a
Hair Dryer At Passing Cars. See If They Slow Down.

2. Page Yourself Over The Intercom. Don't Disguise Your Voice.

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with that.

4. Put Your rubbish bin On Your Desk And Label It 'In.'

5. Put Decaf In The Coffee Maker For 3 Weeks Once Everyone is Over Their
Caffeine Addictions, Switch to Espresso.

6. In The Memo Field Of All Your cheques, Write ' For Smuggling
Diamonds'

7. Finish All Your sentences with 'In Accordance With The Prophecy.'

8. Don t use any punctuation

9. As Often As Possible, Skip Rather Than Walk.

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12. Sing Along At The Opera.

13. Go To A Poetry Recital And Ask Why The Poems Don't Rhyme?

14. Put Mosquito Netting Around Your Work Area And Play tropical Sounds
All Day.

15. Have Your colleagues address You By Your Wrestling Name, Rock
Bottom.

16. When The Money Comes Out The ATM, Scream 'I Won!, I Won!'

17. When Leaving The Zoo, Start Running Towards The car park, Yelling
'Run For Your Lives, They're Loose!!'

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fudgie1980_2

Still nothing in HSBC! Am not particulary worried/angry/upset etc - just a bit disappointed really.

Oh well! It's Friday at last which is something to be pleased about.

JennyP

stamfordblue wrote: »

How to Maintain a Healthy Level of Insanity

12. Sing Along At The Opera.

I've already done that one! It was great!

northernstar5

Squibbler wrote: »

OK FURTHER TO THIS INFO FOR BACS AND CHAPS PEOPLE STILL WAITING:-

Just got past the useless Nationwide standard call centre to someone in their Banking and Savings Department. Lovely Helpful Lady!
She told me that

• Nationwide being a building society and a bit behind the times do not have the super up to date equipt that most banks do to see if BACS payments are coming in one day ahead.
• They do only see what we see on internet banking.
• She confirmed BACS is only updated with Nationwide once a day (early morning) and that there is no Sat morning update with Nationwide.
• If the money comes in as BACS, it will be Monday.
• If the money comes in as CHAPS (as KE told me today that it might), then ING have to have it initiated by 1pm and then Nationwide's own CHAPS people have to do a manual entry thing to force it through (so CHAPS is only part-automated for those querying this)
• CHAPS credits are made as and when throughout the day - the team work flat out at Nationwide manually entering them.

So summary of both phone calls:

1. If you are BACS - you could get either a BACS or CHAPS payment from ING.
2. If you are Nationwide, BACS will not appear until Monday,
3. CHAPS or BACS going as CHAPS might come in at any time today (no fixed times)
4. Nationwide need some more up to date equipt to be able to see next days BACS transactions - nothing to do with whether they are a designated clearing bank etc.

Apologies if somebody has already asked this and I've missed the reply - if Nationwide staff do manange to put through the CHAPS transfer today - when does it show up on your account? Thanks

fudgie1980_2

I think they should combine the two payment systems and call it BAPS *snigger*

Sorry - did I just say that out loud?

Squibbler

northernstar5 wrote: »

Apologies if somebody has already asked this and I've missed the reply - if Nationwide staff do manange to put through the CHAPS transfer today - when does it show up on your account? Thanks

I asked the Nwide lady - she said anytime but that ING had to get it to them by 1pm and then NW have to do their manual processing bit and the CHAPS team are always really busy. So answer in a nutshell - anytime before close today.

Oh I see what you mean - she said immediately once it's been done for CHAPS (account updated all the time) but BACS has to wait until next working day.