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compensation situation for a personal and business a/c with same bank

If your personal and business account is with the same bank are you covered for £50000 per account or £50000 combined?

Comments

  • johnllew
    johnllew Posts: 1,928 Forumite
    If the business account is for you as a sole trader, then you are limited to £50k for all accounts with that bank. If the business account is in the name of a limited company, there is a separate £50k limit; note that limited companies only qualify if they can satisfy at least two of the following three criteria:
    • A turnover of not more than £6.5m
    • A balance sheet total of not more than £3.26m
    • A total number of employees of not more than 50.
    http://news.bbc.co.uk/1/hi/business/7482914.stm
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