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Car is write-off, accept offer?

Thomas99
Thomas99 Posts: 322 Forumite
Someone hit my car, and the insurance engineer says it is a write-off. It was the other persons fault. They made me an offer £1700, should i accept the first offer? They say i can keep the tax disk and claim my refund, but they don't take any notice that i had 3/4 full petrol in the car (worth £35):mad: I have been using their courtesy car, but they will want that back soon and i will be left without any transport until i find another car:mad:
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Comments

  • depends how much you think the car is worth
  • lynnexxxo
    lynnexxxo Posts: 1,213 Forumite
    How much do you reckon the car is worth? Is £1700 a fair price. You could reject their first offer if you think its too low. However they can take their courtesy car back and leave you without a car (or money to buy another) till you accept an offer.
  • Thomas99
    Thomas99 Posts: 322 Forumite
    I don't know what the car is worth. My father bought it brand new nine years ago, and it was "given" to me 2 years ago, when he bought another new car. It is a Toyota Avensis GLS 1999, 115k miles and good condition. So, can i keep the courtesy car until i accept their offer? This would give me a week or two to find another car.
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  • find out what it would cost to replace with one much the same, thats what its worth to you
  • Thomas99
    Thomas99 Posts: 322 Forumite
    find out what it would cost to replace with one much the same, thats what its worth to you

    OK, did an online search and there is one on sale in a garage near me, same spec. and milage , but one year older (1998) on sale for £1500, so i guess £1700 is not bad.
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  • TiTheRev
    TiTheRev Posts: 3,215 Forumite
    You've answered your own question there then?! :)

    In my experience I was able to haggle the price up with the explenation that it was a particularly well looked after model, clean etc... I was offered £1200 for an old Cavalier SRi, eventually got £1400 :D
    :A Luke 6:38 :A
    The above post is either from personal experience or is my opinion based on the person God has made me and the way I understand things. Please don't be offended if that opinion differs from yours, but feel free to click the 'Thanks' button if it's at all helpful!
  • MX5huggy
    MX5huggy Posts: 7,173
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite
    The general rule is don't accept the 1st offer how ever What Car says the might be fair.

    http://www.whatcar.co.uk/valuation-summary.aspx?MA=42&MV=23626&ED=27511&UP=1714142&ML=115000

    Made some assumptions on what the car is.
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