We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Life insurance that pays out if.....

you dont die etc after the term (eg 10 years).....think it might be an endowment type thing??
when i was a bit younger i remember my parents having policies that paid out a bit of money (few thousand) if you dont die after paying for your police-at end of term.
does anyone know if you can still get such policies??
me and my husband are trying to arrange cover and i'd prefer to have one like this but am not very good finding things like this!!!
thanks in advance,
claire x

Comments

  • dunstonh
    dunstonh Posts: 121,283 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    endowments are what you are referring to.

    However, if you can find an insurance company still selling endowments, expect to pay about 7 or 8 times more what you would pay for a level term assurance.

    Do you get money back on your home insurance?
    Do you get money back on your car insurance?
    Then why do you want to get money back on live assurance?

    If you have extra budget then stick with a level term assurance and put the rest into proper savings
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.