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Way to go J
Best wishes to you, and I can echo your comments about how great they people on this forum are
Medals all around!!!!There are many paths to tread to find true financial enlightenment, some of them are clear of obstacles, others have huge piles of doggie DooDoo in them in which one can easily tread. The journey is not made easier by the fact that the financial institutions blind fold us before we set out on our route.
Just to be clear, I am an IFA specialising in Mortgage Finance, any views expressed here are my personal opinions and are not to be construed as financial advice of any sort.If you like my comments please click the 'thanks' button0 -
Well it's now been a year since this thread. Thought i'd give a little update.
Payplan is going well - the people we owed all agreed to it's terms, which was nice.
Council contacted us as we didn't pay them for about a year - which is a pain, but as I've claimed back around £600 in bank charges (and been sucessful) from First Direct we should get most of this paid off by April.
Other than that we managed to clear off the rest of our smaller bills that went a miss somewhere along the lines, and after selling a competition prize last week on ebay for £300 these are all clear.
Next year looks a lot more possitive - we'll still be paying things for two more years or so but it's all getting so much better.
Happy days.0 -
thats great to hear0
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Great news jittleI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
How lovely of you to come back and update us! I'm so glad you did.
I hope everything goes brilliantly for you in 2007.Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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Well done on you're past year...it's nice to see you doing so well..that light at the end of the tunnel is getting nearer0
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