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Theoretical £100,000 to invest

As part of a project at university, my son has a theoretical £100,000 to invest. He has been asked to increase it by £5000 over a month. Does anyone have any advice to offer about strategies he could use, companies he could invest in or any sites which might be of use to him? At the moment he is thinking of utility companies, renewables and commodities?
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Comments

  • KingL
    KingL Posts: 1,713 Forumite
    Surely the point of the University setting him that exercise is to get him to learn how to research these things himself.
  • gozomark
    gozomark Posts: 2,069 Forumite
    one word "diversification"
  • Aegis
    Aegis Posts: 5,695 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Bet it all on an event with 1.05 odds. All or nothing in a few short minutes ;)
    I am a Chartered Financial Planner
    Anything I say on the forum is for discussion purposes only and should not be construed as personal financial advice. It is vitally important to do your own research before acting on information gathered from any users on this forum.
  • amcluesent
    amcluesent Posts: 9,425 Forumite
    UK Banks. The worst is over.
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    If you diversify, go for something simple like a FTSE 100 tracker. The market is volatile enough to see a 5% jump (or fall) in a month.

    Personally I'd dive in to something like HBOS where the takeover terms should mean that the share price improves it's ratio against the Lloyds share price over the next couple of months as the takeover deal gets more likely to complete. Agreed terms are 0.833 Lloyds shares for each HBOS share and current value for HBOS is 0.67.

    If it was real money, I would probably stash it under the mattress in a fireproof tin.
  • As part of a project at university, my son has a theoretical £100,000 to invest. He has been asked to increase it by £5000 over a month. Does anyone have any advice to offer about strategies he could use, companies he could invest in or any sites which might be of use to him? At the moment he is thinking of utility companies, renewables and commodities?

    When you find the way will you let us all know please.:cool:
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    Aegis wrote: »
    Bet it all on an event with 1.05 odds. All or nothing in a few short minutes ;)
    This is an excellent idea.

    Back Federer or Nadal in the first round of the next tennis tournament they're in!
  • dunstonh
    dunstonh Posts: 120,213 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    If the timescale is just a month then you should totally disregard investments and stick with savings. Investments zig zag and that is why we always say a minimum of 5 years.

    There is no way at all to pick an investment (share or otherwise) which is a dead cert to be up in one month's time. For the tutor to even get your son to consider these options is ridiculous. Unless of course, that is the point.
    commodities

    ROFL.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    dunstonh wrote: »
    If the timescale is just a month then you should totally disregard investments and stick with savings. Investments zig zag and that is why we always say a minimum of 5 years.
    How to generate 5% in a month from a savings account? I'm REALLY interested! Tell me!!
  • gozomark
    gozomark Posts: 2,069 Forumite
    bet 5,000 on black at roulette - if win, stop
    if fail, bet 10,000 - if win, stop
    if fail, bet 20,000 - if win, stop
    if fail, bet 40,000 - if win, stop
    if fail bet the rest on 6 different numbers

    you have a 90% plus chance of this working ! (of course if you lose, you lose the lot !)
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