Calling all you nightowls part 3

arthurdick

hi smasher me lovely sexpot xxxxx .......yep its been a bleeding long time.....and i spose since me mates funeral, we have had the odd night out...just enjoying life a bit instead of letting all the bills stress us out .......yep, still skint, but not as bad as last yr...and yep, still gonna go out a bit, just not too much

arthurdick

misskj, evening, nice to meet you.....and dont worry too much about making a mistake of trusting the wrong people, we av all done it.....its the human way........things can only get better....wish i never said that, it always reminds me of politicians dancing

piglet29

Hello everyone, you all did appear when i had popped out!!! be back in amin, just gotta catch up

smashedbooboo

MissKJ, things will start picking up soon hun, i know about the poor credit rating thing. Its !!!! i know. Please dont be embarrased about things. Honestly there are sooooooo many peeps in the same boat. And when you get over that feeling you will be amazed how much better you will be able to cope with things. The problem is when you feel that way it really does add exrta stress on what you already have. Honestly hun. It will get better.

And you are right Arthur having the odd night out will do no harm. Life is too short. Enjoy while you can xxxxxxxxxxxxxx

smashedbooboo

Hi Piglet, hope your ok babe. Have just popped in again to see how everyone is. Missing you all. xxxxxxxxxxxxxxx

MissKJ

Thanks ArthurDick. I used to be a proper regular on the forum, but I fell off for a while! I was just busy trying to get promoted, and hoping for the best with my house rental business, but it has all gone pear shaped. Credit crunch has probably done me a favour in a way,if it hadnt happened i would have carried on borrowing to pay lenders, hoping things would start to pick up, But they would never have picked up enough. It was all unrealistic.I just want a fresh start, but thats easier said than done.I haven't worked out how long it would take to pay off my creditors on my DMP. I bet it is more than anyone has ever heard of if things dont change!

arthurdick

smashedbooboo wrote: »

And you are right Arthur having the odd night out will do no harm. Life is too short. Enjoy while you can xxxxxxxxxxxxxx

yep smasher me beauty, you are right ...........thats what i am gonna do ....like i needed encouraging ha ha

smashedbooboo

You certainly do NOT need any encouragement. LOL xxxxxxxxxxxxxxxx

arthurdick

MissKJ wrote: »

Thanks ArthurDick. I used to be a proper regular on the forum, but I fell off for a while! I was just busy trying to get promoted, and hoping for the best with my house rental business, but it has all gone pear shaped. Credit crunch has probably done me a favour in a way,if it hadnt happened i would have carried on borrowing to pay lenders, hoping things would start to pick up, But they would never have picked up enough. It was all unrealistic.I just want a fresh start, but thats easier said than done.I haven't worked out how long it would take to pay off my creditors on my DMP. I bet it is more than anyone has ever heard of if things dont change!

missky, you are welcome .....i dont work out how long it will take me, i just live for today...ok, its not the right way, but if i start thinking of how long i will be in debt, well, it does me in....i know i am in debt and will be for yrs......but, nope, not no more will i worry about it......i pay every bill on payday, then forget about them until the nxt payday........that way i can enjoy a few pints and a ruby now & then without worrying

arthurdick

smashedbooboo wrote: »

You certainly do NOT need any encouragement. LOL xxxxxxxxxxxxxxxx

ha ha very true