sorry I missed the paaaaaaaaaaaaaarty AND DFW DAILY CHAT ; )

GingerSte

Gemmzie wrote: »

Do men ever grow up? I'm scared now... lol

I haven't yet!

Hi y'all BTW!

GingerSte

I also like fart jokes.

You should also see what happens when I make the world (my house) famous GingerSte Chilli Con Carne. We're talking exclusion zones!

redsquirrel80

BB - you have the patience of a saint!

Burlesque_Babe

Buffythedebtslayer wrote: »

BB, going to ask a really personal question now. ok. well probably not ok but hey here goes.

you are debt free right? how come you do so many jobs? I mean you are SOOO busy all the time. Are you saving for something special?

sorry if that is rude or I have missed something major, i have this little day dream that when I am debt free I will cut out all the extra money making things and eat chocolate.

and yes OH sounds very much like a 15 year old.......

not personal at all I was made redundant in May 07 when I escaped the boss from hell who was bullying me and made me incredibly ill. I took 'issue' with this situation after I left and although I'd cleared the majority of my debt before that, some of the money cleared the rest.

I needed to completely rebuild my 'head' as I was a mess mentally and it took 6 months before I was able to apply for the most basic job (I was a senior NHS manager on nearly 30k :rolleyes: ) and just did AQA during that time. I then got the part time job where I am now in March. It pays £7.50 per hour and is 18 hours a week (I wasn't even brave enough to work full time). I top that up as much as possible with AQA for the rest of the working week, weekends and when I'm on leave, but that can be a bit soul destroying and also sometimes very quiet. Part of me starting again was desiding to do exactly what I wanted and moving away from my old career as I had done the work for 15 years and had had enough. I always wanted to teach so going in teaching adults was a great way to get qualified and also fulfil the deesire to teach. Pay for that is £17 an hour :j but obviously only a couple of hours a week and I've only just started. So basically, the 3 jobs make up my income:


Office job: £525 per month after tax/NI
AQA: as much as I can handle but really need to do at least £700 to take into account taz and NI (never quite get there though and savings get hammered!)
teaching - will work out at £25 per session after tax and NI.
WTC - I got £100 this month , my first payment.

To break even - mortgage, utilities, council tax, petrol I need £1000 a month. OH (reluctantly) lets me buy around £75 worth of food a month as his 'contribution':rolleyes: and then I have to earn whatever on top to top up the food needed etc. I often have to dip into my savings as it is hard to earn a great deal on AQA unless you do all hours of the day and night (and I'm a very fast researcher now)

The teaching planning is cutting right into my AQA time, but I've worked out my 2 salaries plus WTC will be £780 at the end of October and (if I've done my sums right) £850 at the end of November, so less to do on AQA, but I can't have any kind of let up as I earn no money for any kind of social life or anything apart from literally bills and 3 meals a day. It's just me paying the mortgage and what have you as OH has his own house. I could go back into my old field of work and earn 30k again but I'd be bored within 6 months, I just know I would. I'm willing to be skint and grit my teeth if I can re-build a new career. I'm hoping by next Summer to have moved up a few rungs, I'm 'together' enough now to want to get my teeth into a meatier job.

DF for me isn't fun, but the alternative was to stay in a situation where I'd be saving around £600 a month from my salary but quite possibly in a mental asylum by now.

Ocassionally I get a bit upset and frustrated at my low salary, I have to confess. I'm loving where I work and I am really hopeful it works out as a good move to stick with them when we merge.

Bunnyinthelights

Ok, any of you lot have ipods?

GingerSte

No but I have a Creative Zen Vision M MP3 player. Why?

redsquirrel80

Oh for heaven's sake.. finally decided on a dress for tonight and started ironing it, realised it's got a mark down the front.. wonder if I can get it washed and dried in time? :rolleyes:

Bunnyinthelights

can't figure out how to use the blasted thing...download music onto it etc

GingerSte

Bunnyinthelights wrote: »

can't figure out how to use the blasted thing...download music onto it etc

Does the IPod come with a CD with software on it? You may need to run that. (Sorry I've never had an IPod.)

Bunnyinthelights

No, they just run off the site I think...only comes in a wee box, lol!
I found the music I downloaded on my 'puter but can't figure how to get ot on my ipod...doh!