Help with loan please!

Flower08

Well received my letter today that i requested confirming that the loan has been paid off - basically says thank you for paying the full balance and your account is not settled etc etc.... but still waiting on the closing statement that i asked them for!! Might ring them today to make sure they did send it, as the waiting is horrible!!

mikeydpippin

Yes, thats correct, thats exactly the same letter we had.Only difference we were reimbursed for early payment.
OOOH!!!! this brings back memories.
Fingers crossed for you though.

Flower08

Thanks for the spam but no thanks, how stupid do you think i am?

Flower08

mikeydpippin wrote: »

Yes, thats correct, thats exactly the same letter we had.Only difference we were reimbursed for early payment.
OOOH!!!! this brings back memories.
Fingers crossed for you though.

if you dont mind me asking, how long was it before the mistake was realised in your case?

mikeydpippin

It went on for between 6-8 weeks.I said nothing, and kept fingers crossed.
Everytime that company sends you a letter your heart will sink.
But like i said before "you never know"
I got my fingers crossed for you.
Good Luck.
Keep us informed it's better than any soap.

Flower08

mikeydpippin wrote: »

It went on for between 6-8 weeks.I said nothing, and kept fingers crossed.
Everytime that company sends you a letter your heart will sink.
But like i said before "you never know"
I got my fingers crossed for you.
Good Luck.
Keep us informed it's better than any soap.

:rotfl: :rotfl: Thank you.

Will definatly make sure i have the money in an ISA incase they do catch up with me! Thank you, you have been a lot of help

Flower08

Well i got the statement that i have been waiting for. Not that it was much help - just said payment made :rolleyes:

I suppose i'll just leave it for now and wait for them to contact me.

Ordered a credit report aswell today so shall see if that shows up on there.

I suppose its just a waiting game of whether they chase me up for it

mikeydpippin

Hi, Hows things regarding the loan,Rather than me looking every day.Could you keep me informed ref your loan company on PM i hope you get the loan free with no more communication.remember i've been there.good luck hopefully you will have a loan paid for xmas ,Mike

wilkster5

The exactly same thing happened with me, I asked them over and over and they told me definately settled. 3 months later the direct debit started again, I spoke to the lawyer and she said there was nothing I could do. I complained they should have let me know they were going to start the direct debit again, so they wiped the 3 months of arrears....bonus!