Martin on Student Essentials

Lokolo

http://www.bbc.co.uk/radio2/studentessentials/video_emp.shtml

A good watch.

However, when he said 'don't listen to your grandparents about borrowing' which I thought, well !!!!!!, it was actually my mum that said don't get it, and explained it, she still didn't understand. However, my grandparents did and they said go for it!

Also, I will never get a job, mwahahahahahaha!

Gemmzie

Interesting.

I don't agree on the avoiding all credit cards though. Many students buy laptops, computers, etc over £100 and they are much better off buying them with a credit card.

I also use a cashback card for all my petrol, it adds up to a nice sum back in my pocket once a year.

Lokolo

Haha yeh but if I got a credit card I would be ******

Ytaya

Credit cards, used wisely, are very good things. I only ever use a credit card for online purchases - that way if my card details are stolen, it's not 'my' money that's missing until it gets sorted. Plus you have consumer protection when you use a credit card, for example if you buy something and it goes wrong.

You should be wary of BORROWING on a credit card. But using one and paying it off? Very much to your advantage, especially if it pays you cashback.