Mackenzie Hall help plz

Pudders

Hi all,

My wife has just had the "We are attempting to contact the above person...blah blah blah" letter from MH. We know this is beacuse of ID fraud as my wife was subject to this 18 months ago from someone who had moved into her old address! Back then this caused major distress and we managed to get through it all with proof of her not living there at the time etc. there were around 10 accounts opened up!

It now seems that this company may have bought an old fraud debt and are trying to reach the missus to hound her for paying! We know she doesn't owe any money and don't want to get involved with these clowns! So shall we just ignore this one or go through all the crap of getting them to prove the debt etc? It really does make me mad and when I talk to these type of poeple on the phone, I end up loosing it with them because of all the crap they are putting my wife through!

Also .... can someome post the "prove it" template letter for ref.

Any help appreciated.

Thanks.

MrsTinks

The "prove it" letters are floating round (sorry lost all my links recently as new laptop...) but you need to make sure you add something about the fraud to the letter. I take it that you or your wife have contacted the credit reference agencies to have any reference to these fraudulent accounts removed from her records?

Pudders

Thanks - I have just rung Credit Expert and they say that she can ring them to have this actioned.

What should I do about the Mackenzie letter?... so far we have igonered it.


Many thanks - Pudders

GeorgeUK

Here's a link to the "prove it" letter http://forums.moneysavingexpert.com/showpost.html?p=11570893&postcount=3

Did you get a crime number when you contacted the police to deal with this? If so, i would first check how to block your phone number from being seen by anyone elses. (I think it's 141) You don't want these people having your number. I would phone them to see what the debt is for - incase it is one of the debts you dealt with but got passed on by accident. You could tell them that the account is in dispute and give them the crime number. That's all the information i woudl provide to them. Hopefully that will be enough for them to lose interest.