We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Isa?

Sorry to ask such a stupid question lol

Thinking of opening up a cash ISA and setup a standing order to credit it every month. The money I put into the isa is it safe? I know the interest will vary but is the actual money I put in safe?

Cheers...

Comments

  • Aegis
    Aegis Posts: 5,695 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A cash ISA is like any other savings account: covered by the FSCS up to £35k per person per banking institution, and safe unless the bank actually goes bust. So yes, it's pretty safe.
    I am a Chartered Financial Planner
    Anything I say on the forum is for discussion purposes only and should not be construed as personal financial advice. It is vitally important to do your own research before acting on information gathered from any users on this forum.
  • If the bank goes bust, then dont I get my money back anyway if its under 35k?
  • Baldur
    Baldur Posts: 6,565 Forumite
    snowball1 wrote: »
    If the bank goes bust, then dont I get my money back anyway if its under 35k?
    The FSCS covers deposits (savings) UP TO £35,000, so from 1p to £35,000. ;)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.