money problems

timbo86

milliemonster wrote: »

what are the bills that make up the £900 that are going out of your account this month that you only have £700 for? can you list those and we can see if we can shuffle things around a bit

Outgoing is council tax, credit cards car repayment and loans.

Other half upgraded her phone today so were selling that on ebay to try and recover some of the losses

milliemonster

But looking at your SOA, the council tax, loans and credit card payments come to a total of £598? which is within the £700 you have left?, I am confused??

mummytofour

The gas and electric are a HUGE worry IMHO they are WAY too low I was spending more than that 10 yrs ago.

I swear by honesty being the best policy this is about the pair of you, OH needs to know that things dont add up, life is not just down to you and your shoulders to work out.

timbo86

Its capped the gas and electric with southern electric been the same since we moved into the property last august over a year ago.

As for telling the other half her grandad has just died andd is abit all over the place at the mo but as soon as things calm down i will tell her

MrsTinks

right THIS month unless you can borrow the deficit you will just have to accept is going to cost you in charges.
Sorry but it will.
Moving forward you and your OH need to sit down and start working together. Out of interest have you checked you're paying the right amount of council tax? ie use Martins tips on finding out if the property is in the same band as those around etc... £113 seems very high for a property charging under £500 a month rent! OK you might be in London in which case I have no idea what the norm is But still worth checking.

MrsTinks

And the satelite tv? Gonna have to go... it's a luxury and you DO NOT NEED IT!