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right off?

shezzy
shezzy Posts: 104 Forumite
My son has a car he got at auction, well it was in auction but the people selling the car asked him if he was interested in it they would sell it privately which he did he bought it for £850. He's had it six months but now needs to sell it for financial reasons, he found a car salesman who was willing to buy it for £650 until he did a check and it came back as a write off??? Don't understand it as my son got it insured with no problems it already had an mot so we are guessing an accident must of occurred after this and they sold it on quickly, the question is what happens now ? Is my son stuck with a car he cannot sell ? and is there any way he can get his money back as it was sold to him without knowing this?

help!

shezzy
«1

Comments

  • harveybobbles
    harveybobbles Posts: 8,973 Forumite
    If it was sold to him as a private sale then there is nothing he can do. where as if he bought it from an auction or other motor dealer then he'd be covered by the Sale Of Goods Act.

    the law states that the private buyer is made aware of HPi checks being available and should do one. If it was from a garage they wouldn't have to.

    Sorry...
  • marlot
    marlot Posts: 5,041
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    If he'd bought it through the auction he may have had some protection, but as it seems to have had a private sale I don't think there's any comeback.

    He should try an HPI check himself and see what comes back - it will include the date of the write off - a category a or b should not be on the road. Category c or d can be repaired, and it may well have been done - perhaps even to a high standard.
  • would of probably jsut been an economical write off, you can write off a car by scratching the paint depending on the value and how stupid you are!
  • Conor_3
    Conor_3 Posts: 6,944 Forumite
    If he has bought it from an auction, as long as it wasn't a salvage auction he will have paid HPI Indemnity Insurance at the time of purchase - that's what a large chunk of the buyers fee you pay on top of the final value is. He should be able to claim on this as it covers the car being stolen or being a total loss unless sold as Cat C or D at the time of the auction.
    Hopefully he has the receipt or proof of purchase.
  • vikingaero
    vikingaero Posts: 10,921
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    Conor wrote: »
    If he has bought it from an auction, as long as it wasn't a salvage auction he will have paid HPI Indemnity Insurance at the time of purchase - that's what a large chunk of the buyers fee you pay on top of the final value is. He should be able to claim on this as it covers the car being stolen or being a total loss unless sold as Cat C or D at the time of the auction.
    Hopefully he has the receipt or proof of purchase.

    Sounds like the car was originally entered into an auction but the sale was dealt privately outside of the auction.
    The man without a signature.
  • Conor_3
    Conor_3 Posts: 6,944 Forumite
    vikingaero wrote: »
    Sounds like the car was originally entered into an auction but the sale was dealt privately outside of the auction.

    Ah. Now that I've read it fully awake, I notice that.:rolleyes:

    He's a bit stuffed then. OTOH, if the repair was done properly, it's a non issue IMO.
  • manda1205
    manda1205 Posts: 2,366
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
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    It must only be cat d write off, cos a cat c will be written on the log book, along with the vic test being passed.
    Cat d could have been anything, would definitly have been easily fixed, particularly with a car only worth £850 anyway.
    Personally I wouldnt worry too much about it, and sell it privately. As ^ said, its then down to the buyer if they wanna HPI it or not.
    I sold my cat c car for £300ish after it had been written off (we fixed it only needed a headlight and vic and mot tests were done)and insurance paid me £400 plus the car, so your car is definitly sellable!
  • shezzy
    shezzy Posts: 104 Forumite
    Thank you for all of your replies, we have found out its a cat d, wonder if there is a way of finding out what the fault was when it was written off ?
  • it wont be a anything major, my other halfs father vectra was written off because of two cracked headlights
  • raskazz
    raskazz Posts: 2,877 Forumite
    Category D is usually where repair would be economically viable but parts aren't available. It certainly won't be anything that would jeopardise the fundamental safety of the vehicle.
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