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Virgin Application

mary
Posts: 1,585 Forumite


in Credit cards
I'm in the process of applying for a Virgin card
It says under Borrowings, list
Card 1
Card 2
Card 3
Other Borrowings etc.
Do I have to list them all?
If so in which order?
Is it in date order as follows?
Egg £10K exp 1st Jan
First Direct £1.8K 21st Jan
Halifax £900 24th Mar
Lloyds Platinum £15K 7th May
I was hoping that if I put Egg first, there is some hope that it might all come through quick enough to channel a bit more cash into the savings pot before that card expires.
I'm applying for Virgin, being the longest 0% around with no fees attached, hopefully
It says under Borrowings, list
Card 1
Card 2
Card 3
Other Borrowings etc.
Do I have to list them all?
If so in which order?
Is it in date order as follows?
Egg £10K exp 1st Jan
First Direct £1.8K 21st Jan
Halifax £900 24th Mar
Lloyds Platinum £15K 7th May
I was hoping that if I put Egg first, there is some hope that it might all come through quick enough to channel a bit more cash into the savings pot before that card expires.
I'm applying for Virgin, being the longest 0% around with no fees attached, hopefully
0
Comments
-
I don't think it matters which order you put them. The CC company is only interested in knowing your available existing credit ( limit) and the amount of your total current debt. They use these info with other info to caryy out a credit score and decide if they will give you credit and if so, how much (credit limit).Regards
Mark0
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