Ho no what am I going to do!!!!

shadowdragon

Barclaycard have passed my debt onto a DCA. Two years after I last made a payment or used my Card!!!!

Answer Absolutley nothing Ive been bankrupt 3 months, bunch of muppets!!!!!
:rotfl::rotfl::rotfl::rotfl:

fermi

Have fun!

shadowdragon

fermi wrote: »

Have fun!

How long am I going to play along with this one!!!!

blind-as-a-bat_2

Well if you can, let them go to court for a CCJ, that wil cost them £80ish, maybe more if you can string it out until they have to pay the next court fee wich i believe is £150, then file your Br as a defence and ask for costs of say £300 for your trouble:D

shadowdragon

blind-as-a-bat wrote: »

Well if you can, let them go to court for a CCJ, that wil cost them £80ish, maybe more if you can string it out until they have to pay the next court fee wich i believe is £150, then file your Br as a defence and ask for costs of say £300 for your trouble:D

Well i was wondering if it would be able to go that far, but your saying that i could counter sue them in court for costs to myself??

Wouldnt I get in bother for wasting courts time or not telling DCA I was BC?

blind-as-a-bat_2

shadowdragon wrote: »

Well i was wondering if it would be able to go that far, but your saying that i could counter sue them in court for costs to myself??

Wouldnt I get in bother for wasting courts time or not telling DCA I was BC?

In theory you could sue for counter costs, doing it in practice may be differant matter though :rolleyes:

As for telling them, did you tell the bank? if so the fact they forgot to tell the DCA is not your problem

You could always say you wrote and told them, after all DCA,s claim they write to debtors all the time, but the letters never seem to arive

shadowdragon

I didnt tell Barclaycard no, but it was on my BC forms so the OR was aware of it.

I will let them get on with it tbh, see how far they go before a)they realise im BC, b) I get bored of them and tell em im BC.

Could be fun to see how it goes, especially as I can play the BC number at anytime.

onerabbit

After going BR late last year I also received a threatening letter from a DCA as late as this May (5 months after the event). I played detective with the DCA and after a couple of eMails I eventually found out just who was responsible. To her I sent the following message.

---

> Yes this is the correct email address to contact
> regarding the account.

Thank you Ms XXX.

May I suggest your "Client" Tiscali hasn't informed you of
the fact that I was declared bankrupt on the 19th of
December 2007 at XXX County Court. My reference number
is XXX of 2007. I wrote to Tiscali and informed them of
this in January 2008. I also asked them to make any further
approach through the Official Receiver assigned to my case.
I gave his contact details to Tiscali and should you get
these from your "Client" if you need them.

The strong wording of your letter is a disgrace.

PLEASE DO NOT HARASS ME WITH THREATS OF THIS NATURE.

Shame that Tiscali doesn't care about wasting other people's
time and money pursuing a now totally lost cause.

yours

XXX

---

Not heard anything since

skylight

I got something from Moorcroft - several times for a joint debt with OH. Now, he is not BR and should only be chasing him. OH has ignored them, but after sending them a rude letter that was ignored, I sent them their own letter back with big red letters on the front;

BANKRUPT xxx of 2008, xxxx Court. Try the insolvency site for clarification. Thats FREE unlike your paper, post, admin......


And haven't heard back. Neither has OH about it either so perhaps they assumed wrongly for both of us!

shadowdragon

onerabbit wrote: »

After going BR late last year I also received a threatening letter from a DCA as late as this May (5 months after the event). I played detective with the DCA and after a couple of eMails I eventually found out just who was responsible. To her I sent the following message.

---

> Yes this is the correct email address to contact
> regarding the account.

Thank you Ms XXX.

May I suggest your "Client" Tiscali hasn't informed you of
the fact that I was declared bankrupt on the 19th of
December 2007 at XXX County Court. My reference number
is XXX of 2007. I wrote to Tiscali and informed them of
this in January 2008. I also asked them to make any further
approach through the Official Receiver assigned to my case.
I gave his contact details to Tiscali and should you get
these from your "Client" if you need them.

The strong wording of your letter is a disgrace.

PLEASE DO NOT HARASS ME WITH THREATS OF THIS NATURE.

Shame that Tiscali doesn't care about wasting other people's
time and money pursuing a now totally lost cause.

yours

XXX

---

Not heard anything since

Nice one, I am getting a regular letter from a DCA called "RED" but I am ignoring that too. The barclaycard one came out of the blue, not heard anything for 2 years and then they are passing it onto a DCA, wonder if they know im BC and just trying it on. Which they can do it will cost them not me.

As far as they are concerned I am no longer responsible for the debt and under no obligation to inform them of anything. Let them get on with it. While there harassing me they are not harrasing someone who is worried/troubled by the debt.

Hey how about that, Shadowdragon the public servant, stringing the DCAs along to protect others. :T:T:T

shadowdragon

skylight wrote: »

I got something from Moorcroft - several times for a joint debt with OH. Now, he is not BR and should only be chasing him. OH has ignored them, but after sending them a rude letter that was ignored, I sent them their own letter back with big red letters on the front;

BANKRUPT xxx of 2008, xxxx Court. Try the insolvency site for clarification. Thats FREE unlike your paper, post, admin......


And haven't heard back. Neither has OH about it either so perhaps they assumed wrongly for both of us!

yeah that would be good if they did.

I know someone who was being chased for a 18 year old debt, I rang on there behalf to get details of the originator ect and planned to do them a "Statute Barred" letter. But I think they might have realised what was happening as they havent heard a peep from them since, and I havent done the letter yet!!!!