Loan or credit cards?

Hanafubuki

Hi there

I need to borrow £10k quickly and for 2 months maximum. What is the most efficient way to do this? I have maxed out my overdraft so can't use that. My bank tells me I can take out a loan, but the minimum term is 12 months which I don't need or want. What about taking out some credit cards to cover this? What do you think and does anyone have some advice?

I don't have any loans or credit cards at the moment by the way and have a good credit rating.

Thanks Hana

marshallka

Look for some 0% credit cards???


http://forums.moneysavingexpert.com/forumdisplay.html?s=&daysprune=&f=95

This thread may be of help
http://forums.moneysavingexpert.com/forumdisplay.html?f=11

Although if you need it very quick sometimes applications can take a while.