We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

dirty dividend tricks?

hey,

it seems like Lloyds TSB is joining its peers in offering its dividend in shares rather than cash.

now this cash-saving strategy seems a bit of a con. after all they can't conjure something out of nothing right? so i thought about it and my calculations are as follows:

Say for example the dividend yield is 7%. so each shareholder gets the equivalent of 7% of their shareholding as new shares. sounds great as we all have more shares.

problem is that there are 7% more shares in total, so really we have gained nothing other than had our existing shareholding divided into slightly smaller units.

its an illusion! really they are abolishing the dividend but in a sneaky way so people don't notice...

Comments

  • ad44downey
    ad44downey Posts: 2,246 Forumite
    This is especially bad as Lloyds shares are going down like a stone because they agreed to take over that pile of rubbish HBOS. I wouldn't be suprised to see the two of them sink
    Krusty & Phil Madoff, 1990 - 2007:
    "Buy now because house prices only ever go UP, UP, UP."
  • The dividend comes from the profits, therefore its not conjured out of nothing.

    They wont be issuing of new shares, shares will be bought from the market.
  • That's if there is any profits.

    HBOS will probably finish Lloyds too
    Krusty & Phil Madoff, 1990 - 2007:
    "Buy now because house prices only ever go UP, UP, UP."
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.