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Live on £4000 for a year - part 4 (Oct - Dec 2008)

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Comments

  • FrankieM
    FrankieM Posts: 2,454 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi everyone..
    Does anyone know whether this challenge is happening again next year.
    I didn't manage it this year, but I'm thinking with a bit of thought and rejigging I could give it another go...
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    cw, will be thinking of you tomorrow, and cat hugs for friday x
    November NSD's - 7
  • nykmedia wrote: »
    BB, you've got it! Nice budget :)
    Thanks for this Nyk - made me feel ridiculously good in a bit of a horrid day. First sucessful job interview for OH in 4.5 years and he is really happy there (been covering the job vacancy as a volunteer for several months while NT organised interview). Just as offer about to be made a national ban on all further NT recruitment from HQ is decreed:(.


    But cat addict and TTDB you are having really rough time((HUGS)). It is hard to focus on stuff withat going on: it's ok to feel sad and sorry for yourself - sometimes you have to let the pain out so that you can find the strength to carry on again.
    I'm sorry too Sophies mum with what you and your loved ones are still going through. Forgot to add the other day I thought your choc dippers looked fab. I am still in shock at your admission you couldn't rustle up a bit of dentistry for SL though:D .
    Androm - what a brilliant idea:rotfl: well done. I think you'll find that chocolate is now official completely calorie free due to your extreme frugalness:D
    I try to take one day at a time, but sometimes several days attack me at once
  • Was anyone else a member of the 'Tufty Club' at primary school? I can't remember what t was for, just remember the badges we all got. :rotfl:


    Another tufty club member here:D we are all showing our age now:D I remember the police coming to our primary school with a roll up zebra crossing and a traffic light and we had to cross the road safely - using the stop, look listen thing.We just wnted the cool badges etc.

    When I was in high school we had a lollipop man that was nicknamed Tufty when he was knocked down outside school -(aren't kids cruel:rolleyes: )
    Reduce,re-use, recycle.






  • Ooh Nyk - I think I just heard that woolies are going into liquidation (was cooking tea)- bad news for frugal bargain hunting.:eek:
    Reduce,re-use, recycle.






  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    You must all be a similar age to me then, I am 37, so you all must be early forties at the most!!
    I'm almost 43 :eek: 1 month and 28 days to go........
    Cheryl
  • sophiesmum wrote: »
    Was anyone else a member of the 'Tufty Club' at primary school? I can't remember what t was for, just remember the badges we all got. :rotfl:


    Another tufty club member here:D we are all showing our age now:D I remember the police coming to our primary school with a roll up zebra crossing and a traffic light and we had to cross the road safely - using the stop, look listen thing.We just wnted the cool badges etc.

    When I was in high school we had a lollipop man that was nicknamed Tufty when he was knocked down outside school -(aren't kids cruel:rolleyes: )

    Another Tufty member here as well:D My music teacher was nicknamed Tufty as well..
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • Well just been to boots for their final Christmas Shopping Evening, and spent £73.54 on shampoo, conditioner and toothpaste:o. Made a saving of £42.10:j and collected 1292pts. 292 for costs and 1000 for spending over £50 on a CSE. Anyhow the money will be deducted from next years budget, as That is what I was buying for. But wanted to get the Head & Shoulders 400ml whilst at 2 for £5.

    Just got soap and toilet paper to bulk buy in for next year now and then that's the basic toiletries sorted for 2009.

    Wishing you and your boys strength and lots of hugs for tomorrow CW.
    19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..
  • cw18 wrote: »
    I'm almost 43 :eek: 1 month and 28 days to go........

    You're MUCH older than me then I have 5 months and 13 days to go until I am 43:rotfl:
    Reduce,re-use, recycle.






  • Buildings & Contents Insurance 212.55
    Gas 360.00
    Electricity 300.00
    Home phone & Broadband 360.00
    TV Licence 139.50
    Mobiles x 2 300.00
    General Household - Groceries, toiletries, cleaning & laundry products 1820.00
    Gifts 500.00
    Everything Else 507.95

    Total - 4500.00


    Hello again all....

    I think this is okay now. I'm going to do what you suggested Nyk and allow for 'travel expenses' as and when I use the car (not for work tho). I don't think I can cut it down to 4k, but 4.5k I think for us is more achievable.

    (BB - I was impressed with your budget... you [strike]shamed[/strike] inspired me to try abit harder and do 4.5k instead of 5k! :o;)

    Now I'll stop boring everyone!

    Cw - Hope it goes as well as it can tomorrow - thinking of you

    xx
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