Potential gazunder

JonnyBravo

andys15 wrote: »

i have had my LBM.
Thanks to this site, I got £50 knocked of my tumble dryer, £59 on quidco(never even heard of it before) for my hotel in florida, changed the time I go shoping and reckon I will nearly half my groceries. Changed my gas/electic supplier(£30 back and £244 a year saved). Started over paying the mortgage. Got a new credit card which I can use commision free abroad(paid off in full when I get back off course) increased what I pay my dad to £1200 until jan when I increase it to £1750. Thanks MSE, i feel I am turning into a savvy shopper.

you missed one off your list.....


"realised I'll have to borrow £10k to pay back my gran"


:rolleyes:



Come on andys15.... it's not monopoly money

andys15

JonnyBravo wrote: »

you missed one off your list.....


"realised I'll have to borrow £10k to pay back my gran"


:rolleyes:



Come on andys15.... it's not monopoly money

That is done and dusted my friend. Like I said many of times my debts are always paid in full and usually early. My over payments to my dad will take it from apr 2011 to feb/mar 10. My gran has been paid in full using bonds which I have lost interest on, but it was better than getting a loan at 9%

ess0two

poppysarah wrote: »

You could be saving towards emergencies, mortgage early pay off, for children's university fees etc.

You/your family are only young once,you cant get it back once its gone.

andys15

ess0two wrote: »

You/your family are only young once,you cant get it back once its gone.

Seriously esso, its one of two things. jealously, or these people are all my bank manager. They are cursing everything I do. I feel like I am spending all of there money, and not giving it them back.

GDB2222

There's a bit too much judgementalism here. I've had rather a dull life, but we are not in debt and never have been. It might have been more exciting if we had been, but I can do without that sort of excitement. Maybe living life for the moment is a better idea than worrying about what might be coming around the corner?

andys15

GDB2222 wrote: »

There's a bit too much judgementalism here. I've had rather a dull life, but we are not in debt and never have been. It might have been more exciting if we had been, but I can do without that sort of excitement. Maybe living life for the moment is a better idea than worrying about what might be coming around the corner?

Its not about living life for the moment and being reckless, its about making educated decisions with the hand you have.

hethmar

Well GDB2222 the older I get the more I wish I had lived life for the day. People dropping like flies everywhere in their 50s - all waiting for that mortgage free distant future and then pegging just before they get there, its very sobering.

(No pockets in a shroud as my dear old mum used to say (and she DID enjoy her life )

kunekune

My take on where this is going is that it is completely inappropriate for someone's comments on this board to be tied into what they've said on DFWB. That was, to put it bluntly, nasty and vindictive.

KK (feeling quite angry on Andy's behalf, as you might have guessed).

andys15

kunekune wrote: »

My take on where this is going is that it is completely inappropriate for someone's comments on this board to be tied into what they've said on DFWB. That was, to put it bluntly, nasty and vindictive.

KK (feeling quite angry on Andy's behalf, as you might have guessed).

I really dont mind or care. My only gripe is people are just so righteous. They are like vultures and look out for little comments they can attack you on. When you defend yourself with valid points, they get overlooked or ignored.

kunekune

Well, indeed!