Vanquis Credit Card

Jamie2008

Great news. They just offered me a card, with a... wait for it...

Interest rate of 59.9%!!!!! I promptly told them where they could get off!

Bluerover

Have to say I have a vanquis card and the customer service is excellent pay the balance in full every month and it is clocking up O's on my credit file beautifuly.

Sammy_Girl

I love my Vanquis. It suits my purpose. Nuff said.

wayneunique

I've had my Vanquis card for nearly 3 years now, never had a problem as I pay it off every month. Also I've found the customer service fantastic.
Hopefully in November they will up my limit

sutton111

how long do they take to put the credit limit my brother was given 250 but what is it like to go up to?

wayneunique

sutton111 wrote: »

how long do they take to put the credit limit my brother was given 250 but what is it like to go up to?

They don't really have a timeframe and generally look at the account now and again. I went from £250 to £500 about 18 months ago but nothing since, which isn't really a problem but it will be nice to go £1000.

PROLIANT

I have a Vanquis Visa and they are a no-frill's Credit Card, very good customer service (and english-speaking people based in England! Hoo rar ) what you see is what you get.

sscott5581

wayneunique wrote: »

They don't really have a timeframe and generally look at the account now and again. I went from £250 to £500 about 18 months ago but nothing since, which isn't really a problem but it will be nice to go £1000.

My Vanquis limit was increased last statement from £250 to £500. I have had the card three month. I pay my balance off every month.

KME91

Sorry to bump this thread up again but i have a few q's about vanquis.

I have to book hotels for some of my work, and pay for them and claim back. I struggle with this as, due to my credit rating i don't have a credit card. With a vanquis card would i be able to pay onto my account by bank transfer or whatever the day my expenses were paid into my account, or do i have to pay the bill on a set date? if i can make the expenditure, claim the money back, and pay it onto the card it would be around a three week turnaround, and so i wouldn't incur any interest.

this is literally the only thing i need a credit card for, but it's driving me mad having to borrow my boyfriend's to book hotels for work. what do you guys think? or should i just steer clear?

KME91

just found the answer online, can make repayments by bank transfer at any time, or telephone banking. i'm thinking i'm going to go for it