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Hypno's "there's more to life than debt" diary.....
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I would like - the figure, the dress, the ability to dance and also to have a dance partner who could dance. am I asking too much? maybe winning the lottery would be more likely!Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Yup, I'm with you there s_s. Some hope!! (sadly!)
I am more like a female version of John Sergent I think :rotfl: :rotfl:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
By eck Hypno where did you find my picture for your avi?:rotfl:Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
Was just going to say hypo has got a new avi.
Its my pic Bob!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi Hypno
well done on the running you put me to shame I'm just trying (and I use the word loosely) to start running.
Hows the de cluttering going? I know you don't have much spare time tho so I am sure its not yet how you would like it!0 -
Was just going to say hypo has got a new avi.
Its my pic Bob!!Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
you two are making me feel guilty again, i am in my pre preg clothes but they are tighter than they were! I will get my exercise dvd's out starting monday i think. How much can i really do before christmas though? I definatly dont thnk i could be seen running outside!DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0
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I wouldn't worry Lunar, i am still in my post pregnancy clothes 20 years later..I blame it all on Mr.B:rotfl:Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
Bob, you never know when someone is lurking with a camera
Lunar, don't fret about exercise just yet - babba is only 2 weeks old!! I am heavier now than I was when I was pregnant, so don't think you have it THAT bad!! The time will come when you have time and inclination to exercise............possibly:rotfl:
The kids are both out on their paper rounds - DD didn't get in from babysitting until almost 1am so she was a bit reluctant to get out there this morning, but hey money has to be earned, and she will be happy looking in her money box or savings account later on.
They are both skiing all day, although DD may drop the morning races due to lack of sleep (don't want to risk injury through being too tired) so OH may bring her down later for the afternoon race session. I will take DS this morning, then go for a run with P.
Decluttering is still happening, albeit at a slower pace. The garden is included in the plan now, as we have some rather overgrown patches that I want cleared and minimalised (ie low maintenance) so we have added that into the mix.
My new holiday year starts next week, so I am intending taking a few days holiday while everyone else is at school and work, where I can finish off the decluttering and actually get down to the deep clean without anyone else getting in my way!
That way, I can look forward to Christmas with a little less chaos surrounding me! (maybe!)
My October of "holding back the DFW stuff" HAS worked - I know it seems as though I have been just as busy as ever, and indeed I have, but notice how some of that is not debt related - I have fitted in a fair few hours running, which I am doing for ME, and have committed my mystery shopping money to the concert tickets which will be a real treat when it happens next year. I haven't stressed about whether I can get extra mystery shops in - just picking up the ones that are decent payers or food related(who said there is no such thing as a free lunch!), and HAVE managed to get rid of a fair bit of stuff from the house, but more importantly have the ability to see where we are heading.
So success! I want to build on that for November and December, and boy will 2009 have a shock when it arrives and I am going full throttleSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Thats lovely! I like the sound of you looking forward to Christmas in a house thats calmer and clearer, great stuff. I *wish* I was exercising - even power walking - the way you are. The most I do at the moment is a fast walk to the station every week or so. Its not really struck me to go out for a walk in the dark .... but I could .... and I have a cross trainer set up in the second bedroom ....
Realistically, it depends on getting enough sleep - I was in bed by 11.30 last night, which is really early for me on a Saturday night, ahy night, to be honest. Got to do more of that.
Hypno full throttle tho .. I like it! Go Hypno!2023: the year I get to buy a car0
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