Hypno's "there's more to life than debt" diary.....

Karmacat

Oh, it did sound like that, didn't it! Nope, not gonna give up - I just got bored with doing the nitty gritty, and am come onto here for a mooch around :rotfl: sorry!

hypno06

yes, I know how you feel KC, I get fed up with the nitty gritty too - one reason why I am trying to do the "megablast" version........although the "megaenergy" has let me down this weekend!

savingholmes

Hypno - listen to your body and give yourself a break in every sense of the word... I wish I had your energy/commitment to getting rid of debt - and I wish I'd got it a while ago... We are finally paying off debt but I'm worried we've left it a bit late - my job is insecure and my OH would quite like to take a job in a new career at the other end of the country - I don't want to stop him but don't know if I'm ready to uproot us all either and debt wise it isn't great timing...

hypno06

I know I am my own worst enemy Savingholmes.........and I HAVE just had a bar of chocolate, so can cross something else off my list! But I want even more to get rid of as much debt as possible now, really, because of the state of the economy.

I work as a stockbroker, so if we are in this recession for a long time, then jobs in the city will be cut, and as I was "last in" at this firm, I would expect to be "first out" should the worst happen. I have no reason to think that this is imminent, but I remember job losses in the city about 5 or 6 years ago and it was rather a big cull.

OH works for a charity, and of course when times get tough, charities find it even harder to raise money, so I cannot believe that his job is safe, especially as they only created this post recently so it will be up for review at some point soon. He works 3 jobs now, just to get by - if any one of them goes, it makes it much harder for us.

So I think that the less debt we have, the more likely we can survive if prices go up/the student leaves/they don't do the student programme next year/one of us loses our job etc.

Also, the optomistic "driven" side of me says, that if I get rid of the debt quickly, I can buy my dream house which will have been previously owned by a cocky banker/stockbroker/high court judge/surgeon who has not been so focused in these uncertain times, and which is subject to reposession because said banker/stockbroker/high court judge/surgeon did not find MSE until it was too late, and I can pick up a bargain............:D

I think there is one bar of chocolate left..............:cool:

Karmacat

As people in debt, we *are* more vulnerable, there's no doubt about it... but every little bit we save up or pay off makes us that bit stronger.

Here's to us all :beer: :beer: :beer:

hypno06

Karmacat wrote: »

Here's to us all :beer: :beer: :beer:

Indeed. Cheers!!

:beer:

Miss_Bez

Cheers! :beer:

Mudbath

Massive hugs and cheers for DSs school. You must be so proud.

The reiki sounds good. I've not had a session for a bit. Mind you, I was on an indian head refresher course today and it was a case of do a treatment then receive one. Oh my goodness......I am so chilled and an another day tomorrow. I'll be comatose by tomorrow night.

Hope the de-cluttering goes well tomorrow xx

hypno06

I teach IHM, mudbath, so do plenty of the "giving" but never manage to be on the receiving end because I then have to walk round correcting bad habits etc. I was really pleased to receive a reiki treatment, even if it was a quick zap - I could quite do with something once a week, but we are all so busy it is difficult to arrange "swaps".

Mudbath

I manage two swaps a month with another therapist but today's course was soooo good! One of the best i've been on in a while. It feels like it's about midnight!!! I didn't realise you taught therapies too....no end to your talents! xx