Hypno's "there's more to life than debt" diary.....

hypno06

**digs out Brad Pitt's phone number to send doodledo's way**

We could arrange a virtual "girlie night in"......chick flick on the DVD player, bottle of chilled white wine (each), face pack on, toenails ready to paint, and a humungous box of chocs.....

hypno06

Gemmzie wrote: »

I think I must have been Hypno, have had major computer problems the past week Will have a gander

bah to computer problems.....

I have to go out in the cold now.......to deliver a package to someone, and I don't have time on my side for postage.

Back soon...........

shaun40400

hypno!!!!!!!!!!!!!!!!!!:mad:
jamie dodgers for the ,:rolleyes:
no no changed my mind ....what a thoughtful granddaughter you are
keeping grandmas cholesterol levels do,,
please do we really want people running around here naked
[HTML]Gemmz how on earth have you missed qype these last few days? Have you been on another planet? [/HTML] obviously ! was that you losing your shuttle handbag on the news??
OLIVEOLY seen you !! how you doing??long time no see!!
doodledo

I am going to be honest and say I can't be bothered to read what I have missed

did i miss a post, hope it wasn't to bad a time for you,and hugs back to you..

totally stressed out at the minute
with all that's going on ex is insisting to take 16 yr old son out of school early and for us to take him away with us cus she needs a break....she needs a break!!
f*** me dont know wether to :mad: or :rotfl:

s*** s**** s****
so :mad::mad::mad::mad::mad::mad:
selfish b
aghhhhhhhhhhhhhhhh
aghhhhhhhhhhhhhhhh
ok rant over
sorry needed to get rid of that
now beathing sloooooowly thinking of warm beach and gentle lapping waves,
sugar plum fairies and honey bees with no stings
all is well with the world
I CAN FEEL THE LOVE
love love love :A

Walshyboy84

shaun40400 wrote: »

hypno!!!!!!!!!!!!!!!!!!:mad:
jamie dodgers for the ,:rolleyes:
no no changed my mind ....what a thoughtful granddaughter you are
keeping grandmas cholesterol levels do,,
please do we really want people running around here naked
[html]Gemmz how on earth have you missed qype these last few days? Have you been on another planet? [/html] obviously ! was that you losing your shuttle handbag on the news??
OLIVEOLY seen you !! how you doing??long time no see!!
doodledo
did i miss a post, hope it wasn't to bad a time for you,and hugs back to you..

totally stressed out at the minute
with all that's going on ex is insisting to take 16 yr old son out of school early and for us to take him away with us cus she needs a break....she needs a break!!
f*** me dont know wether to :mad: or :rotfl:

s*** s**** s****
so :mad::mad::mad::mad::mad::mad:
selfish b
aghhhhhhhhhhhhhhhh
aghhhhhhhhhhhhhhhh
ok rant over
sorry needed to get rid of that
now beathing sloooooowly thinking of warm beach and gentle lapping waves,
sugar plum fairies and honey bees with no stings
all is well with the world
I CAN FEEL THE LOVE
love love love :A

Ex's are funny, they make you wonder exactly what you saw in them! :rotfl:

Hope things look up Shaun, can't he finish the last 6 months of school then do higher education!? Sounds like a whole lot of fun over in Ireland!

i've had my briefing over this interview tomorrow, feel very good! It's in one of BIIIIIIIIIIIIIIIG shiny buildings in the city, and I'm exactly shallow when it comes to this sorta thing, but you know... Nice working environment, nice work!

shaun40400

hi welshboy
ex's phewie!!!
school here is till 18, the exams they do at 16 wouldn't get you a job in mc D,

bank of ireland down to 95c that's along way from 3.50+ and still we dont know the full debts!! of any of the banks!!
but government has mucked up again same as the uk
amazing when you think that both country's are being ran by their ex financial ministers and they did not see this coming before they accepted the job as leader!!
dont that give you hope for the future,,

Walshyboy84

shaun40400 wrote: »

hi welshboy
ex's phewie!!!
school here is till 18, the exams they do at 16 wouldn't get you a job in mc D,

bank of ireland down to 95c that's along way from 3.50+ and still we dont know the full debts!! of any of the banks!!
but government has mucked up again same as the uk
amazing when you think that both country's are being ran by their ex financial ministers and they did not see this coming before they accepted the job as leader!!
dont that give you hope for the future,,

I'm shocked because I worked for AIB and BOI and they both said here that they are amazing and have strict lending policies so only good debt get's taken on! I now know this to be a lie...

18 years old eh... Well she'll just have to keep him and you can take him off her hands on the holidays! :T

hypno06

Who knows what on earth is going on with banks and the economy in general.....I just thank my lucky stars that I found DFW and MSE when I did, otherwise I would be trying to tackle such uncertainty with the best part of 100k in unsecured debt........

As it is, I think that most of us here are actually quite well placed to tackle the recession - we are quite used to making ends meet out of impossible situations, and finding freebies and loopholes is a way of life now.

What concerns me is the number of people coming on MSE who have got caught up in payday loan traps - where their whole monthly income goes to pay off payday loans and then they have no choice but to take them out again. This is a trend that has certainly increased over the last few months and one that I had not noticed previously. I just hope that those people stick around MSE and find that there is a way through this.

Blimey, got all serious for a moment.....now back to jammie dodgers and ninjas....

good luck for the shiny building interview tomorrow walshy

doodledo_2

I have just been reading some of the posts and I agree about the Payday loans. I hadn't even heard of them until recently following the Quidco thing but now we are getting posts very regularly.

I must admit I was sorely tempted a couple of months back but so glad I didn't as you really do have to be 100% committed to having it paid back the very next month.

shaun40400

hypno
i think you are spot on with your last post especially

As it is, I think that most of us here are actually quite well placed to tackle the recession

welshboy
they were talking on newstalk today and basically said the government were going to borrow 160bill?? next year which is up 60bill to cover the bank and that leaves nothing to cover the loss of tax revenues,so will need 50/80b extra, so put up taxes and srew us all again,
also all this help to the banks is going to the debts and no help to the private investers who are getting no pay outs and the loss on their shares(lots of small people in banks through their pension and sick schemes)
i think therse a lot worse to come in the new year!!!!

neither the banks or governments are telling the truth
AM I SUPPRISED??:rolleyes:
walshboy good luck with the interview
just think of the views (on the bend on the themes??)

gallygirl

Hiiiii Jah!!!!!! I am a ninja..... and am now off to bed (PS this ninja is made of chocolate just for you Hypno!)

Good luck walshy, there are some very nice shiny buildings down that way