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October - The NSD Challenge

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  • Well done to everyone who's racking up NSDs. I'm still stuck at 6 and have 12 to go. Can't believe I set such a tough target, especialy since I started a week late. What was I thinking?

    Have really lost enthusiam. I'm spending on little things every day, which usually seem to result from money-saving attempts e.g. plasters for my feet cos I walked to save on bus fare and ended up with huge blisters :(

    I don't have much motivation as my debts are more or less paid off now (i.e. I pay them off in full every month them run up more cos Im skint) but I want to emigrate in a couple of years so am attempting to save hard for that... keep dipping into my meagre savings though to pay off CCs :confused:

    Rant over.
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi,

    just popping in to declare another one - now done 7 :)
  • Miss_Bez
    Miss_Bez Posts: 222 Forumite
    Well definitely not a NSD for me today. Had my first rubbishy class of the school year last thing today, which prompted the purchase of 2 Wispa Bars and Small Bottle of Wine. It's unlike me to have a lesson like that and for me to take it home with me (if that makes sense), but I'm cross with myself because I always believe I could've done something better.

    Anyway, whinge over, I adore my job and Small Bottle of Wine is calling me............
    O/draft 1Abbey:£1000 Student Loan [STRIKE]£10,825[/STRIKE] £9030 Personal Loan: [STRIKE]£4900[/STRIKE]£4809 Apple Finance: £1000
    House Deposit Fund
    :
    [STRIKE]£13,830[/STRIKE][STRIKE]£14, 120[/STRIKE]£14500/£16,000


  • Another NSD today will have to go to the shops tomorrow though need a few things.
    2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
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  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    lauzjp wrote: »
    can someone please remind me to join this for november? I will aim for two nsd's this month though, this will be a real challenge for me - I seem to be buying something or the other every day! :(

    Added you, Sorry seemed to miss you before.

    I managed NSD number 7 today, still 13 left to acheive!!! :eek:
    Now a SAHM trying to earn some spare pennies each month
  • x_raphael_xx
    x_raphael_xx Posts: 4,410 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Woops, more spending today, had to buy a new broom as I was too vigorous cleaning the yard yesterday, and bought some xmas presents.
    Oh well, always tomorrow. :rolleyes:
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • magni
    magni Posts: 651 Forumite
    Another NSD for me today:beer:
    100 Day Pot £13
    £2 coin saver #205 £40 banked and £22
    Weekly Spend
    June NSD 9/10 DFW Nerd 54
  • Not an NSD for me today, as I had to buy food whilst up at the hospital after the birth of my DD this afternoon :j :j :j :j :j
    Mortgage-Free Wannabe!
    Mortgage at start (August 2009): £87,000
    Current Mortgage: £85259
    Mortgage-Free date: August 2034 :o
  • Bowski_1011
    Bowski_1011 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Congratulations Bone Idle !! Does your DD have a name??

    Well I've spent £4.50 today as its weigh day... but I did have an NSD yesterday.
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • Jacks_xxx
    Jacks_xxx Posts: 3,874 Forumite
    :T :beer: :j :dance: Congrats Bone Idle! That's flippin' awesome news, and I'm really happy for you!:dance: :j :beer: :T

    No NSD for me as I finally caved and went shopping, plus I'm hoping for fruit &veg bargains at the market tomorrow so that won't be a NSD either. :eek:

    10/22 on day 15 for me! :dance:


    Love Jacks xxx :D
    Not everything that can be counted counts, and not everything that counts can be counted. Einstein
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