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October - The NSD Challenge
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Well done to everyone who's racking up NSDs. I'm still stuck at 6 and have 12 to go. Can't believe I set such a tough target, especialy since I started a week late. What was I thinking?
Have really lost enthusiam. I'm spending on little things every day, which usually seem to result from money-saving attempts e.g. plasters for my feet cos I walked to save on bus fare and ended up with huge blisters
I don't have much motivation as my debts are more or less paid off now (i.e. I pay them off in full every month them run up more cos Im skint) but I want to emigrate in a couple of years so am attempting to save hard for that... keep dipping into my meagre savings though to pay off CCs
Rant over.0 -
Hi,
just popping in to declare another one - now done 70 -
Well definitely not a NSD for me today. Had my first rubbishy class of the school year last thing today, which prompted the purchase of 2 Wispa Bars and Small Bottle of Wine. It's unlike me to have a lesson like that and for me to take it home with me (if that makes sense), but I'm cross with myself because I always believe I could've done something better.
Anyway, whinge over, I adore my job and Small Bottle of Wine is calling me............O/draft 1Abbey:£1000 Student Loan [STRIKE]£10,825[/STRIKE] £9030 Personal Loan: [STRIKE]£4900[/STRIKE]£4809 Apple Finance: £1000
House Deposit Fund:[STRIKE]£13,830[/STRIKE][STRIKE]£14, 120[/STRIKE]£14500/£16,000
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Another NSD today will have to go to the shops tomorrow though need a few things.2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️0 -
can someone please remind me to join this for november? I will aim for two nsd's this month though, this will be a real challenge for me - I seem to be buying something or the other every day!
Added you, Sorry seemed to miss you before.
I managed NSD number 7 today, still 13 left to acheive!!! :eek:Now a SAHM trying to earn some spare pennies each month0 -
Woops, more spending today, had to buy a new broom as I was too vigorous cleaning the yard yesterday, and bought some xmas presents.
Oh well, always tomorrow. :rolleyes:
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
Another NSD for me today:beer:100 Day Pot £13
£2 coin saver #205 £40 banked and £22
Weekly Spend
June NSD 9/10 DFW Nerd 540 -
Not an NSD for me today, as I had to buy food whilst up at the hospital after the birth of my DD this afternoon :j :j :j :j :jMortgage-Free Wannabe!
Mortgage at start (August 2009): £87,000
Current Mortgage: £85259
Mortgage-Free date: August 20340 -
Congratulations Bone Idle !! Does your DD have a name??
Well I've spent £4.50 today as its weigh day... but I did have an NSD yesterday.Initial Debt July 2020 - £6,772.80
Debt now Jan 2021 - £6,208.21
Overpayment pot - £00 -
:T :beer: :j :dance: Congrats Bone Idle! That's flippin' awesome news, and I'm really happy for you!:dance: :j :beer: :T
No NSD for me as I finally caved and went shopping, plus I'm hoping for fruit &veg bargains at the market tomorrow so that won't be a NSD either. :eek:
10/22 on day 15 for me! :dance:
Love Jacks xxxNot everything that can be counted counts, and not everything that counts can be counted. Einstein0
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