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October - The NSD Challenge

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  • Morning all!!

    Yet again I'm getting in early with declaring today as an NSD! I've had brekkie, and heading home for lunch! And since I'm spending tonight sorting through things to put on ebay, I won't be spending then either! SO that makes 4/20 so far for me this month! Which actually I'm finding a bit tougher than I thought, but hopefully it'll be worth it!!

    Hope you all have a good day - I had to leave for work a full hour earlier this morning because of the train strike (some bright spark decided it was an ideal time to close off 2 of the entrances to the m/way) - if it wasn't for the sun shining outside - it's fair to say I'd be in a proper grumpy mood this morning!! :D

    xxx
  • Morning all,
    Yesterday was NSD #2 for me, though today will be a SD I think. Hoping for another NSD Friday, but the weekends are pretty much written off for me!
    Weightloss: 14.5/65lb
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Hi everyone

    I'm a third of the way there 5 nsd. Today won't be though, I'm going to go and 'fess up that I've lost a library book....oh dear
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Ugh...so much spending this weekend! Must rein it in now I'm back home.

    How was Blackpool Raphael? Was all the spending worth it?

    xx
  • Just a quickie to all you NSD ebayers!

    I'm intending to spend tonight uploading things onto Ebay (for the first time) - obviously you have to pay a fee to do that - do you guys count that as a spend?

    I sold my old mobile on Mazumo and was intending to limit myself to the money I got from that to use for uploading, so that it's not eating into my normal "spending" money - but since the cheque hasn't cleared yet, it can't quite cancel it out just yet!

    If I have to count the Ebay money, I then have the dilemma of ruining an NSD in the hope of maybe making a bit of extra money, hhhhmmm.......
  • reetyre
    reetyre Posts: 62 Forumite
    Can I please be put on as 10 NSDs for Oct? I honestly thought I had already posted at the start of the month but I cant see it. Anyway am already nearly halfway there and loving it. The only thing I have spent extra on are tissues and medicine for this cursed cold!!
    xReetyx
    Reetyre - married on 3rd May 2008 :smileyhea
    My hopes are not always realised, but I always hope - Ovid
    October NSD Challenge - 14/10 :j
    November NSD Challenge - 9/15 :confused:
  • Hiya guys,

    Can't go out today as too many peeps coming throughout the day so am declaring another NSD today, that makes 7/20 so far, 5 in a row:j Now I don't want to spoil my run, don't know how long I can keep it up. Anything I need will be added to shopping list and wont shop until something is urgent so wish me luck guys:cool:

    HWGA xx
    lost 3stin 4mnths GC nov£90/£51.65 July£100/£97.67 Aug£90/£18.59
    LBM Nov05 Loan £4910.65 Paid April07 sealed pot challenge#256
    Nov06 CC £2,590.56 Paid aug07 + Savings07/08 Night Owl 22#
    Mortgage £87,000/£84,000/ £82,261.00/£81,785.30 £80,268/£75402.00/£71229.15 DFW NERD 987 Long Haul member 125 debt free 24th aug 07
  • Back from work and not going out again so that will be my 5th NSD. Only 5 more this month and I'll hit my target.
    'Proud to be dealing with my debts'
    20p savers= £158.00 :T DFW Nerd #1061
    Nectar points 3514 Boots Ad Card £21.30
    31/01/10 Loan 1 = £6058, Loan 2 = £8896, Caravan Loan = £12980, HSBC CC = £0 :j Car = £0 :j, Loan 3 = £2490, Overdraft = £0 :j
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    I'm going for a NSD today and it's looking good so far. Brekkie at home, sandwiches for work and BF has invited me for dinner at his. :) Usually means no spending and as long as I have enough petrol to get there, I should be fine. Will update tomorrow though if I managed it.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • nickynoo08
    nickynoo08 Posts: 1,860 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yay NSD no7 for me:j. Thought i might need milk but i've managed to stretch it to last till tomoro at least. Tomoro wont be an NSD tho as i'll defo need milk. Theres only so much i can water down our milk till OH notices summats not quite right;) .
    £387.39/£196.46
    Pay my debt by End of Feb 2022
    49.28% paid!

    £199.55/£500 savings by End of April 2022
    39.91% saved!

    Make £2022 in 2022 - £20
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