October - The NSD Challenge

andan

Hi guys, count me in for 10 NSD for October. I managed 8 in September and am pleased with that, but would like to increase it a little. The only thing i won't be counting within this challenge, is money spent for mystery shops as i will be getting that back. Otherwise everything, including bills and petrol will be included. Good luck everyone

Avogirly

Hello!

I haven't done any challenges for ages, so am going to give this one a try. I shall go for 15 NSD's!

Good luck everyone.

Love Avo xxx

tirlittan

Well, that's how I thought about it at first andan. Basically only the days you don't spend would be NSD's. Bills are bills and need to be paid and that's spending even though it's essential spending. But I think most people don't count bills as they see it as essential spending that you can't do without and your NSD's consist of days when you don't spend on things you don't need to spend in the first place. I'm I getting this right peeps?

SarahNeedle1872

I think you can tailor it to suit yourself..... I am not including DDs/SO for bills/debt payments as part of my spending, but I am including any food shopping, or any other spending..... so if I don't buy anything using my debit card/cash, but my rent money goes out, I am still counting that as an NSD. It just means that on the days where I do spend, I might spend a little more

lucielle

Please can you put me down for 15-16 NSD
L

lilmissmup

List updated plus this gives us a nice little bump before it starts tomorrow!

NoDebtDiva

Hi

Would you put me down for 22!

lilmissmup

Added ya hun.

Thats a big jump, 10 to 22, i really hope you manage it

Never_Ever_Again

I am going to try for 8 NSD for the 3rd month running! I would have exceeded that in September but a broken car adn having to pay bus fares put paid to that!

Bowski_1011

Lilmissmup please can I change from 8 NSD's to 9 please. I didn't think I'd manage the 8 this month but did so might aswell push myself that little bit further next month. Thanks