Saturday 27/09/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Hi to any new posters and a big shout to the usual gang:j


Today I will:

• Check online banking
• see if any clicks
• List some more books on amazon for £1000 challenge - not sold any yet this week.
• storecupboard tea
• make a loaf in breadmaker
• Go for swim and jacuzzi to use gym membership
• Clean house with stardrops and microfibre cloths
• meet up with my friend in town, and spend as little as possible.:rolleyes:
• Talk DS into washing my car for free.;)

Have a good day everyone, looks like it is going to be a nice day here today:D Meeting my friend in town for lunch and a mooch round shops so will try and watch the spending. Could do with some new shoes for work so will probably end up buying them but don't really need anything else.

Catch up with you all later, enjoy the weekend.

Essex-girl_2

Morning Sophiesmum & all to follow

Today

• LSD - had a nsd yesterday :j
• Dinner from menu plan
• HM bread for lunch
• Keep myself out of shops and trouble by ironing and doing housework
• Menu plan for next week.

x

bathgatebuyer

Paying a cheque into the bank;
Ebay auction ends later;
May splash out on a treat for myself (a big bottle of diet coke - Aldi own brand of course!);
Watching some DVDs for some cheap entertainment.

urg123

Good Morning everyone,

As usual I have loads to do today so I thought I would post to give myself some more motivation:

• Call London and Country to talk about mortgages!
• Call HSBC to see what mortgage offers are available in light of recent changes
• Finish report for work
• Confirm my attendance at job interview(yay!)
• Make a note of all my spending last month and where I did well and where I can learn from my mistakes.
• Check online banking and prepare payments for the rest of the month (new month starts on 27th for me).
• Cleaning
• Bag up clothes and other stuff for charity shop
• Washing
• Ironing
• Make a batch of no-point soup
• Make a loaf in the breadmaker

I am sure that there is more but there is plenty to get me started.

URG x

doodledo_2

Morning Sophiesmum and all that follows:

Today I will

- NSD - going to Farm shop but this will be out of grocery budget.
- List some Ebay
- STP
- Check online banking
- Find renewal dates for car and home insurance so I can Quidco

bigbeff

I'm going to set up a budget on what I earn at moment to make myself happier - get payrise this month so if I don't include that, it can be used to pay off credit card...I think that sounds like a good idea - I have lived without payrise this long, so I know I don't need it

andan

Morning all, hope were having a great start to the weekend. My plan for a lie in was ruined by the joys of living with other people, who decide that banging around at 7.30 is fine!!:mad: Tried to go to bed early last night, but she made as much noise coming in:rotfl:

Today is another one of those fairly busy days!
-Off to college in a little while, for my ear candling course
-Will go to the shop before that to finish buying the rest of my kit for the course
-Meeting a friend for lunch, which is free thanks to a mystery shop
-Am meant to be doing two other mystery shops, although it depends what time i leave my friend, as these ones don't need doing till 4.30, so may just be tempted to come home:o
-Have checked online banking and have moved the money i put in the other day, into my savings account
-I have also put some money in my pig, for the payment a day challenge
-Later on, i will go and collect the mircowave i bought from ebay
-Sort out receipts i was meant to send back ages ago
-Start assignment for counselling course
-Sort through emails
-Get photocopies of my mini consultation form
-Work on submitting my website to search engines etc
-Write up mystery shopping reports
-Write counselling journal, which i still didn't do yesterday
-Check out a camera work would like me to buy
-Do some surveys
-Check bills that need paying, now that i have the money
-Chase up matched betting money
-Will look for mystery shops

Think thats enough for now, as i really need to work on my assignment today as we only got a week to complete it in!!:eek: Have a great day everyone

vinakanailavo

hey everybody!

today i will :

sign up for a mobile phone contract thorugh quidco, i will get £90.00 cashback for this, and i am looking at a contract for £20.00 a month with lots of free mins and unlimited texts...at present a currently spend £30.00 a month on a pay as you go phone, so i will be saving money, earning money and getting ALOT more mins for my money!! hehe

i will take pictures of dh wearing the jeans and trousers i want to sell on ebay! (i have to do ebay listings in stages to get motivated enough to do it! lol :rotfl: )

i am in work till 7pm..so i'll try and get some daily clicks done aswell!!

have a good day everyone !!!!
you all inspire me so keep it up!!
vinaka

Bagpuss741

Today I have/will

1. Checked online banking
2. Posted ebay item
3. Listed two more items on ebay
4. Anatomy TMA3 - just need to type it up and email it to tutor.

Lucy1982_2

Today I will/have:

- Sent off 1 cv and asked for an application pack for another.
- Will update piggypoints
- listing items on Amazon
- So far not spent anything, but have a 1st date tonight!!!

savingforarainyday

Well haven't posted for months, but really do need to pull in the "financial horns" now so we can keep on track,

So its back to watching the small things.

Did my washing on economy 7 and another lot ready to go in overnight.
rang orange and got £8 refund on two downloaded games on my dd's phone that didn't work
Checked online banking,
having an nsd
dh having dinner at work. I will have stir fry with veg from allotment
Will go through ironing pile and fold and put away towels and other items i don't have to iron.
Will file away bills and paperwork.

have a good day:D