Rock Bottom And No Strength Left To Fight

SunderlandBlackCat

No need to feel ashamed petal, especially on here where most of us have been in trouble with our finances.

If you can't call one of the debt charities mentioned earlier then could you get to your local Citizens Advice Bureau? They will be able to give you template letters to send off & might even be able to contact Nat W4est on your behalf.

nementai

I'm afraid I can't offer much advice on the debt, but I do know you can now email the samaritans (think it's [EMAIL="jo@samaritans.org"]jo@samaritans.org[/EMAIL]) or pop into your local branch - I used to volunteer and we were often sitting people down for a chat and a cuppa!
I can understand what you say about not having the energy left to fight on, but there are people out there to give you a hand up.
Something that keeps me focused in hard times is the saying "this too shall pass". And it will.
Good luck Petal.

petal9

If Im Being Honest I Dont Know How I Got Into This Mess,ive Been Diagnosed With Panic Disorder For 18 Months Been Off Work A Lot And Been Recently Diagnosed With Hormonal Problems As Well After Several Incidences Of Fainting,ive Felt Like A Black Cloud Has Been Walking Round Me For Ages,i Couldnt Think Straight,yes Shamefully Spent Money But I Really Dont Know Why,natwest I Dont Think Are Aware Of The Depression I Think I Just Mentioned I Had Been Ill And Off Sick A Bit,im Sorry I Need To Lie Down Now As Dont Feel So Good,im Sortry Thanks Everyone For The Support Xxd

petal9

hi everyone so sorry cut off quick before,i was suffering from a panic attack and felt really ill,think its all the worry and stress,had a lie down and feel a little better.im grateful for everyones advice over this cifas thing,it makes me feel sick just thinking about it but good to know i have your support
thanks xx

krm

hi we are also expereing problems with CIFAS through no fault of our own.(someone has tried to get finance using different name to ours but our address) we are now trying to fight the fact it is on our report as lloyds tsb has refused us a basic acc due to this even though we have had our buissness acc with them for two yrs previous,i feel really low aswell but keep chin up im sure someone out there has an answer for us both. take care, love and family are worth more than banks and money!

Shoozles

Hi petal.

I just wanted to say hello really. I'm in trouble myself at the moment so I can't advise on the financial situation, although I would say to tackle the SOA if you haven't already, that has been a good help for me so far to see what I'm dealing with (and it's a complete mess, so you're not alone).

I know what it's like to suffer from depression though, so wanted to send you a big hug. Things will be ok, we have to keep believing that!

GeorgeUK

Hi Petal

Did you get a chance to speak to NDL?
Did you manage to get anything from the cifas link fermi provided
http://www.cifas.org.uk/default.asp?edit_id=693-59

Hope you're feeling better and get this sorted soon.