Worried about interest rate rises

beecher

mummy2aimee wrote: »

hi superbantam, do you know what number you called? Everyone i speak to keeps saying i have to wait till 1st October? Thanks

I rang 0845 850 3705 and had no hassle at all.

mummy2aimee

I went into my local branch and she said as my mortgage doesnt end till end of december she cant get any rate until 3 months before and there is no way of organising it any earlier?! I have an appointment for the 1st October but i am concerned rates will change before that.

beecher

mummy2aimee wrote: »

I went into my local branch and she said as my mortgage doesnt end till end of december she cant get any rate until 3 months before and there is no way of organising it any earlier?! I have an appointment for the 1st October but i am concerned rates will change before that.

Phone them up then - I haven't gone near a branch and in the past have found that they often don't know the whole story of what can and can't be done. I can't understand why you would be told anything different from me - it isn't as if they'd checked my mortgage details before telling me that I could get a new deal. Phone the number I dialled, press 5 and explain what you're wanting - you could say that you have a friend who has just arranged a new deal and see what they say.

minimike2

Woolwich fixed rates increasing from tomorrow also.


It has started........

mummy2aimee

Thanks, I will try this just now and see how i get on. Does your deal end 31st December? Thanks again

katew87

I fixed a 5 yr deal with the new gov backed Northern Rock and wow I got a good deal.
5.69% fixed for 5 yrs £995 fees and no repayment charges, well i hope its a good deal :S

beecher

mummy2aimee wrote: »

Thanks, I will try this just now and see how i get on. Does your deal end 31st December? Thanks again

Yes it does and they confirmed my new deal will start 1 Jan. Good luck

Bog_Brush_2

superbantam wrote: »

Mummy2aimee, (& others)

Thanks, my mortgage with hbos expired at end of Dec too & I've just been onto them this morning and rearranged, which I wouldn't of thought possible without seeing your post.

By the way, the first person I spoke too thought it was only possible 2 months before but he put me through to someone else (in renewals?) who then went through it all with me.

My current deal with Halifax ends Dec 31st just renewed after reading this post. refused at first so I asked to be put through to renewals who done a deal.

thanks for the info

Bog

Toughluck

Swap rates have increased. n Rock, first direct among others are increasing rates. Get in quick folks and stop shopping around!!!!!!

superbantam

mummy2aimee, sorry been out so haven't read this till just now.

I dialed 08457 27 37 47 & then press 5 (for other business or something similar), the guy there put me through to renewals.

I did get another number 0845 6022746 for the person in renewals, you could try that. I think that's to confirm when I get the paperwork through.

Good Luck.