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Courses for first-time buyers?
IamJen
Posts: 704 Forumite
Is there such a thing? Where my folks live, there are these classes, sponsored by some charity, for people looking to buy their first home. It's all about things to look for in inspections, tax regulations, contracts, mortgages and who knows what else? Does anyone know of something like this in the Oxfordshire/Berkshire area?
Pick battles big enough to matter, small enough to win. - Jonathan Kozol
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Seriously? Spend an hour or two reading this forum.0
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No need for any courses. Just talk to an Estate Agent for 10 minutes. And then do the exact opposite of what the oily spiv tells you.Is there such a thing? Where my folks live, there are these classes, sponsored by some charity, for people looking to buy their first home. It's all about things to look for in inspections, tax regulations, contracts, mortgages and who knows what else? Does anyone know of something like this in the Oxfordshire/Berkshire area?0 -
oily spiv
We call them clipboards in our house. The kindest derogatory term we could come up with.Signature on holiday for two weeks0 -
Save your money - I'll glad offer any advice for free! And I'll tell the spiv agent the property is grossly overpriced too - for free!0
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poppysarah wrote: »Seriously? Spend an hour or two reading this forum.
Yeah, I'm just starting to dig into this section of the forums. We're feeling a bit overwhelmed. The OH just signed a contract recently, for a permanent position (was 3-year contract before), so now that we have some security there, we've been wondering about buying.
We're mostly trying to figure out:
how much we should look toward paying as a deposit/downpayment
whether being non UK citizens (but we are residents) will affect our ability to get a mortgage. If it does, should we consider trying for a mortgage in either of our home countries.
how long ahead of a move, we should start looking
My employers (I'm a nanny) have just been buying and selling a couple of houses (moving from two homes, into one together), so they might be able to help with advice too.Pick battles big enough to matter, small enough to win. - Jonathan Kozol0 -
whether being non UK citizens (but we are residents) will affect our ability to get a mortgage.
It may do. It depends on how long you've been here, what type of visa you are on, credit checks, etc....much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0 -
Ive some free advise,
edited as i miss read your second post, either way my advise still stands, your residents but not citizens, is your visa for a set time? guarenteed renewal, what happens if not renewed? buy now and watch it fall in value anyway. if you want to see your deposit disappear, buying will do it. If you think property prices are going up, this isnt going to be the case!
Rent. I cant think of one sound reason to buy in the current climate.
My 2p, its either worth it or not, do with it what you will.
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Read the Post properly DOLT, "now permanent position"...tribuo veneratio ut alius quod they mos veneratio vos0
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