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Tuesday 23/09/08 What small dfw things have you done today???

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Hi to any new posters and a big shout to the usual gang:j


Today I will:
  • Check online banking
  • move some money to savings
  • see if any clicks
  • List some books on amazon
  • add some change to my sealed pot
  • storecupboard meals
  • make a loaf in breadmaker
Good morning everyone, yesterday went well and wasn't too sad. Hopefully we can all get back to some kind of normal routine now. Today is my first day back at work so i am dreading the backlog of e mails and stuff to catch up on. Hope you all have a good day, will catch up with you all later:D
Reduce,re-use, recycle.






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Comments

  • At the moment, I've got someone else buying lunch today (my treat for being a taxi on Saturday evening);
    Walking back home from work;
    Will check Pigsback and Valued Opinions for my vouchers tally (due £30 in HMV vouchers from them).
    Almost debt-free, but certainly even with the Banks!
  • mbaz
    mbaz Posts: 895 Forumite
    Morning all

    Glad yesterday went well sophiesmum

    Absolutely exhausted today. Worked til midnignt, got home, ate cheap weetabix and had an allergic reaction so was in hospital til 3am and boys up at 7! Think I'm going to put cbeebies on today and tryand sneak in a nap on the couch!

    I've checked online banking and once again no money has mysteriously appeared!! I did find 50p in the vending machines in work last night and resisted spending it on choc!!

    Will also so

    surveys
    daily clicks
    check for mystery shops
    Applied for temp xmas jobs at boots, woolies and argos (extra money and discount on shopping!)

    Have a good day all

    Mx
  • morning all :wave:

    sophiesmum - glad everything went well yesterday. sounds like you will be really busy today at work. i do hope that your colleagues help you out.

    mbaz - hope you manage to have a nap - do you know what it was that you were allergic to? changed oh's brekkie to muslei instead of new box of cheapy w'bix now!

    so todays plans are:
    - work from home and try to stay motivated :rolleyes2
    - put young !!!!! cat outside (have told him that he has to go on 'patrol' to earn his keep!) also will help me as he keeps attacking the keyboard!
    - send oh to work with pack up
    - use up roast chick and reduced wraps for lunch :T
    - dinner will be left over potatoes, reduced quiche and veg from mums garden
    - deliver remaining avon orders
    - post letter
    - write to nasty :mad: :mad: insurance man again - oh how i HATE them....

    that's it so far...

    hope everyone has a good day :D

    loki x
    it's nice to be important but more important to be nice!! :kisses3:
  • KTjazz
    KTjazz Posts: 688 Forumite
    Hi everyone,

    Sophiesmum, I'm glad all went well.

    today I have/will-

    -check online banking -two days from pay day in a 5 week month... scary!
    -check mobile phone spend - wasn't as bad as feared yesterday
    -charge phone at work
    -store cupboard meals - not easy when your cupboards resemble mother hubbards...
    -do my homework.
    -do some waching overnight while the electricity is cheaper

    pay day on Thursday... just holding on till then.

    KTjazz
    :hello: - Proud to be dealing with my debts!:j DFW nerd No. 1011!
    I'm back, and this time I mean business!
    If you need to talk to someone confidentially call Samaritans on 08457 90 90 90 or email jo@samaritans.org
    My heart knows me better than I know myself so I'm going to let it do all the talking.
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Morning everyone

    Sophiesmum - I'm glad the celebration of your brother's life went well for you and hope you find strength from having known such a marvellous person.

    mbaz - you poor thing, I do hope you're feeling better, take it easy today.

    Today I have or will:
    • made a loaf in the breadmaker, on timer for when I get home - yum!
    • checked on-line banking
    • checked spreadsheets
    • come to work
    • bought breakfast and lunch with me
    • posted an Amazon sale
    • realised I have paid nearly £500 off my visa through the payment a day challenge!
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • KTjazz
    KTjazz Posts: 688 Forumite
    Oh, I forgot,

    start planning next months challenges!

    I am going to really go for it in Oct, but will be running my challenges pay day to pay day I think.

    KTjazz
    ps, thanks for the reminder Piquant!
    :hello: - Proud to be dealing with my debts!:j DFW nerd No. 1011!
    I'm back, and this time I mean business!
    If you need to talk to someone confidentially call Samaritans on 08457 90 90 90 or email jo@samaritans.org
    My heart knows me better than I know myself so I'm going to let it do all the talking.
  • i got free milk from sainsburys...........had to buythe sun paper though
    onwards and upwards
  • Afternoon All - today I will/have:

    made dough in bm last night and its cold rising in fridge ready for pizza tonight - will be using left over sauce from Sunday casserole and leftover bits and pieces for the topping
    bought lunch into work

    Fell off the wagon and bought crisps (which I was trying to avoid in the 100 day challenge). Am so cross with myself
    Debt free and Keeping on Track
  • mbaz
    mbaz Posts: 895 Forumite
    i got free milk from sainsburys...........had to buythe sun paper though
    how much milm do you get?
  • Will be cleaning up and not going out far so thats my MSE bit for now. I am also not eating, so saving food and saving money.
    Might pay some bills if I get round to it.
    Check internet banking tonight.
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