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Different person but same address? Will this affect acceptance?
mookybargirl
Posts: 1,380 Forumite
in Credit cards
OH is taking out a card to basically pay off his overdraft and and he's looking at Virgin, but I have a Virgin card at this address, will this cause any problem in applying?
Love MSE, Las Vegas and chocolate!
0
Comments
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No. Each applicant is scored individually, so your successful application neither helps nor hinders your husband's chances of acceptance and credit limit.
Btw, if you share a financial product with someone else (eg. joint bank account), then you are financially linked and the management of your own affairs could have a knock-on effect on his credit rating, but simply being married and occupying the same house as someone else has no effect whatsoever
People who don't know their rights, don't actually have those rights.0 -
Thanks mogglesLove MSE, Las Vegas and chocolate!0
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