Cancelling PPI CAN BE DONE!!!!!

Avogirly

pollypocket wrote:

I know - it really is daft. Just spoken to Natwest and they have told me to go into the bank and see someone face to face. The woman I spoke with does not know why it says that either!
Polly

My advise would be to go, stick to your guns and ask for an explanation in plain English! At least you will know exactly where you stand.

Good luck, post back here with the results.

xXx

us,thecat&thedebt

hi all

llyods are pretty persistant that after 30 days blah blah
can someone post that template please
would knock of £45 per month for us!!!
cheers :xmassign:

pollypocket

Well I have taken some time off work and am gonna whizz down to the Natwest to see what the frick is meant by the T&C in my previous post (dont know how to get it so you can access it here!)
Will let you know what goes on FINGERS AND EVERYTHING ELSE CROSSED!!!!!
Polly :xmassign:
Whilst out and about might go and try to sort my mortgage!!!(will prob end up wi Natwest trying to flog me one hehe!!!

Avogirly

us,thecat&thedebt wrote:

hi all

llyods are pretty persistant that after 30 days blah blah
can someone post that template please
would knock of £45 per month for us!!!
cheers :xmassign:

Mine was with Lloyds!
I'll PM it over to you now.

Good Luck! :santa2:

Trout69

Hi, i didnt realise you can be refunded the amount you have paid into you PPI. I have just recently cancelled mine on my cahoot flexible loan, but have heard nothing about a refund? Is this general practce that the amount you have paid is refunded. Has anyone else had a refund from the cahoot flexible loan?

Thanks

Donna

dj0586

hey guys, really want to write to my bank about this but not sure what to include in the letter, i have the template off motley but am not sure which reason to use as i dont remember much about the conversation as it was a year and a half ago. Do you think it would work if i put that it was not explained clearly how much i would pay in PPI and would not have taken it had i known. Has anyone done this with halifax and what did you put.

Avogirly

Trout69 wrote:

Hi, i didnt realise you can be refunded the amount you have paid into you PPI. I have just recently cancelled mine on my cahoot flexible loan, but have heard nothing about a refund? Is this general practce that the amount you have paid is refunded. Has anyone else had a refund from the cahoot flexible loan?

Thanks

Donna

I had mine refunded, so got the total amount back, even what I had paid. Not sure about Cahoot though, as mine was with the Lloyds

Avogirly

dj0586 wrote:

hey guys, really want to write to my bank about this but not sure what to include in the letter, i have the template off motley but am not sure which reason to use as i dont remember much about the conversation as it was a year and a half ago. Do you think it would work if i put that it was not explained clearly how much i would pay in PPI and would not have taken it had i known. Has anyone done this with halifax and what did you put.

I was not clearly explained about PPI when I took the loan out, I also was not told that PPI was OPTIONAL. They practically forced it upon me. Perhaps it was the same for you?

dj0586

OK, letter in post, will let you guys know what happens, fingers crossed eh!!!

Old_iron_balls

Good luck
if they refuse - WRITE AGAIN ! :beer: