How much have you lost from your investments since the financial crisis began?

sillysausage237

Just curious.

I've lost about 10% off my (stocks/shares) investments over the past year

Any financial experts out there? When do you think the recovery will begin?

Kez100

We lost 50% of our 'hope' value on shares recently acquired through a sharesave. Quite a lot when they are still worth £22k! Just don't know what to do with them now we actually own them. They pay a decent dividend (collected £1500 just last week) but will these good dividends last?

So much to think about before trading opens tomorrow.

Cranston_2

August 2007 (start of the crunch) Berkshire Hathaway B - $3600 / £1800 per share.

September 2008, BRKB same share $4600 / £2500

Up 38% in GBPs

That's the only stock market investment I have. As has been posted before, Warren Buffett is an exception investor.

FungusFighter

Hey Cranston, as you're an expert, online and on this thread, how about a quick assessment for the uninitiated of the Alt-A liabilities in the UK and their effects:j ?

FungusFighter

Cranston wrote: »

August 2007 (start of the crunch) Berkshire Hathaway B - $3600 / £1800 per share.

September 2008, BRKB same share $4600 / £2500

Up 38%.

That's the only stock market investment I have. As has been posted before, Warren Buffett is an exception investor.

Blimey, that's a good return :T

dunstonh

I've lost about 10% off my (stocks/shares) investments over the past year

Why are you unhappy about that? Thats less than the FTSE has dropped by so you should be pleased with that. (assuming that you are talking about stocks and shares risk level and not a portfolio that contains lower risk investments as well to bring a lower risk level).

Any financial experts out there? When do you think the recovery will begin?

The fundamentals suggest we are near bottom. Lots of companies trading at discount and dividend yields exceeding gilt yields for the first time since 2003.

However, of course, figures dont get past the human nature of fear and that is the biggest risk here. 24 hour sensationalist media coverage is relatively new and is something that wasnt present before and its clear the scaremongering is having an impact this time round. You just have to look at these forums where you see posts from people who are worrying about things which they really shouldnt be.

It doesnt matter how good the figures are. If the markets are jittery and fear prevails then you will not get a recovery until that passes.

FungusFighter

Cranston? Are you there Cranston? You just modified your post so you must have read my question - thought it would be an easy one for a chap/gal like you :beer: being a banker and trader.:A It's dinner time and I have to go in a minute, any thoughts?

Cranston_2

FungusFighter wrote: »

how about a quick assessment for the uninitiated of the Alt-A liabilities in the UK and their effects:j ?

Personal opinion.

Most of the Alt A loans will probably be OK as long as the US does not go into a deep recession.

Effect on the UK - If the new RTC goes ahead, none.

This RTC deal is a really big event.

FungusFighter

Cranston wrote: »

Personal opinion.

Most of the Alt A loans will probably be OK as long as the US does not go into a recession.

Effect on the UK - If the new RTC goes ahead, none.

This RTC deal is a really big event.

Not more toxic than sub-prime then? I thought this was going to be the next big thing....:eek:

Cranston_2

Yeah, Alt A is in the middle of prime and sub-prime. If we go into a depression with high unemployment then that too would be toxic.

But as I say we really need to see how the RTC deals turns out.

FungusFighter

Cranston wrote: »

Yeah, Alt A is in the middle of prime and sub-prime.

But isn't the whole point that they KNEW sub-prime was a ticking bomb but there is so much more Alt-A and it was regarded as safer when we all know now it's made up of liar-loans that are defaulting in ever-increasing numbers QED new tsunami on the horizon :eek: