You won't get your money back!

colmil

According to an article in The Times today, 'Even if you pay by credit card, that doesn't cover you for repatriation if an airline or travel company fails once you're abroad'

So which insurance company, if any, will provide the cover we should have.

I will be travelling in Europe very soon, I look forward to your replies.

Thanks

Engadine

Take a look at www.protectmyholiday.com

If you pay by credit card you can claim your money back but it won't cover repatriation. If you are covered by ATOL then the CAA will get you back to the UK.

eileenfromplaistow

That isn't what the Guardian said yesterday
http://www.guardian.co.uk/money/2008/sep/20/travel.insurance
What about credit card cover?

Assuming the flight cost more than £100, the credit card company is jointly liable to provide the service. If the airline fails, you will be able to reclaim a full refund of the flight from the card provider. If you're abroad when the airline fails, your credit company should pay half the total fare you originally paid, and is responsible for the cost of getting you home. Even if the cheapest fare you can find to get home is £500 - the credit card company has to pick up the bill "to put you back in the same position that you would have been had the airline not failed".

jonesMUFCforever

That is my understanding as well - if you have a look at the travel section there have been many cases where people have claimed for this and won.

MarkyMarkD

The Times article is talking rubbish.

The credit card provider is jointly liable for providing the original holiday. If you are already on the holiday, that means they have to pay for the hotel you are in, and for flying you home however much that costs - just as the tour operator would be thus liable if the airline failed or whatever.

Engadine's link is scarcely impartial - it's an insurer trying to scaremonger you into buying cover you don't necessarily need.

colmil

Any more comments?

Engadine

MarkyMarkD wrote: »

Engadine's link is scarcely impartial - it's an insurer trying to scaremonger you into buying cover you don't necessarily need.

I agree it is an insurer trying to scaremonger people but plenty of people will buy insurance from them for piece of mind if nothing else. It has been mentioned manytimes on here in the last couple of weeks and was trying to be helpful.

I personally wouldn't buy the insurance from them but it's everyone's choice