Voluntary Termination

GeorgeUK

They have breached the Data Protection Act. Not sure what the penalty is for that - might be worth about £400 don't you think? Did your copy of the CCA have all the required prescribed terms on it?

swt61

GeorgeUK wrote: »

They have breached the Data Protection Act. Not sure what the penalty is for that - might be worth about £400 don't you think? Did your copy of the CCA have all the required prescribed terms on it?

I am not sure just looks like a CCA to me

I would love to know what the penalty for Data protection breach is lol

standupguy

swt61 wrote: »

Hi All,
I am sending my car back under the V.T rules to welcome Finance today I had a guy come to do an inspection from the RAC on behalf of the finance company his findings were:-

Stone chips to Front Bumper
stone chips to Bonnet

Scratch to nsr wing( This scratch was on the car when I originally purchased the car)

I bought the car 2 yaers ago with 96,000 Miles on the clock it hass now done 113,000 MIles and the car is in better condition now that when I bought it.

I have Full Audi service history wirth the car & surely a car with this mileage on it is expected to have this type of stone chip damage as i accepted it at 96,000 Miles with stone chip damage.

The RA man asked me to sign for the damage which i refused to do so as I would be agreeing to paying the £500 to rectify the damage he quoted.

They are having a laugh surely,

Simon

From what you describe it is just fair wear and tear - particularly on a vehicle with that mileage when you bought it.

They are just trying to mitigate their losses - but at your expense.

You did right not to acknowledge damage by not signing the appraisal.

Stand firm - they may bluff and bluster but I don't think they will take it further as they will know they are being unreasonable - but they do it because some people will just pay up resulting in lesser losses to the them, the Finance company.

swt61

standupguy wrote: »

From what you describe it is just fair wear and tear - particularly on a vehicle with that mileage when you bought it.

They are just trying to mitigate their losses - but at your expense.

You did right not to acknowledge damage by not signing the appraisal.

Stand firm - they may bluff and bluster but I don't think they will take it further as they will know they are being unreasonable - but they do it because some people will just pay up resulting in lesser losses to the them, the Finance company.

Many Thanks,

I will stand firm

Simon

swt61

I took the car to a local Bodyshop today to ask their advice they looked at my car and said that there was nothing wrong with it & they felt that the RAC were taking the p**s. They are putting there findings in writing for me nothing is on the car that is not normal wear and tear,in fact they did sday that it was in really good condition considering the mileage

Simon