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Hello I wonder if anyone would be able to tell me when people claim this how quick does it get paid out and does it happen very often? when did it last happen? thanks to any one who can help :A Clover C

Comments

  • <H3>6. How long will it take to process my claim?

    After a declaration of default, FSCS aims to process all claims within six months. However, the time this takes depends very much on the type of claim. For example, most credit union claims can be completed within four weeks. For other types of claim it may take longer, depending on how complex it is and on some factors that may be outside of our control, such as waiting for information from third parties.
    </H3>
    http://www.fscs.org.uk/consumer/faqs/deposit_claims_faqs/

    P.S. My guess is that a large failure would take several years to sort out.
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    it's never happened ...yet
  • dunstonh
    dunstonh Posts: 121,288 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    CLAPTON wrote: »
    it's never happened ...yet

    The only payouts the FSCS have paid out have been for bad advice from firms that no longer exist. They have typically taken 1-2 years from first notification.

    No UK retail bank has failed in over 100 years. So, none since the FSCS was created. However, its also highly unlikely to be claimed on in the near future either.

    Purchase by one of the big guns is more likely.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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