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Need basic advice on N.I. credit cards
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You shouldn't pre-load the card in this way because using a positive balance in this way does not benefit from the Section 75 protection that you get when using the card in the normal way.
As long as you pay the Statement Balance in full before the Due Date you will pay no interest
Thanks for that.0 -
pikeypikey wrote: »Maybe you should just use a debit card - this takes the money from your account so you need to have it there inthe first place. As far as i know you are protected in the same way.
I'll have to find out more about debit cards. I was told by people that they don't offer the same security in fraud as credit cards do. I'll have to ask my bank.0
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