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HSBC student o/drafts for EU citizens
paramonkey
Posts: 32 Forumite
Hi Guys!
My g/f is now in her third year year of medical school and is Polish. She came to the UK 5 years ago when she won a scholarship to study for A levels at a boarding school in the Midlands.
She has had a HSBC bank account since then, and when she changed her account to a student account, she expected like other students to get the interest free overdraft, but HSBC told her they where unable to do so.
Apparently, she was in limbo as she had a bank account with HSBC before she started university abd being a foreign (i.e. not British) citizen. She was offered an international student account, but I believe she needed to deposit £5,000 into it to open it, which as she says if she could do that would she really need an overdraft.
Therefore she is stuck with a basic bank account (solo cash card) with no overdraft facility. She is working in amongst her studies, but being a student there is quite cash flow issues hence why a intrest free o/draft is very handy.
Apparently the year after she became a student HSBC changed the rules so ?she would have got the overdraft. She was going to apply for the account again this year, but I thought I try and get some information first, before applying blindly as to the best line of attack for her.
I have worked out that she has not been on the electoral role since being at university. I am not sure about when she was at boarding school. I have told her that she must be included in this as its her only address in the UK, like her other housemates. Could this simple omission have casued HSBC to act like this??
Awaiting some enlightenment on this issue!
My g/f is now in her third year year of medical school and is Polish. She came to the UK 5 years ago when she won a scholarship to study for A levels at a boarding school in the Midlands.
She has had a HSBC bank account since then, and when she changed her account to a student account, she expected like other students to get the interest free overdraft, but HSBC told her they where unable to do so.
Apparently, she was in limbo as she had a bank account with HSBC before she started university abd being a foreign (i.e. not British) citizen. She was offered an international student account, but I believe she needed to deposit £5,000 into it to open it, which as she says if she could do that would she really need an overdraft.
Therefore she is stuck with a basic bank account (solo cash card) with no overdraft facility. She is working in amongst her studies, but being a student there is quite cash flow issues hence why a intrest free o/draft is very handy.
Apparently the year after she became a student HSBC changed the rules so ?she would have got the overdraft. She was going to apply for the account again this year, but I thought I try and get some information first, before applying blindly as to the best line of attack for her.
I have worked out that she has not been on the electoral role since being at university. I am not sure about when she was at boarding school. I have told her that she must be included in this as its her only address in the UK, like her other housemates. Could this simple omission have casued HSBC to act like this??
Awaiting some enlightenment on this issue!
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